LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,769
−HK$4,752/mo
▼ 0.25% · 3.875%
HK$78,126
−HK$2,395/mo
Today · 4.125%
HK$80,521
baseline
▲ 0.50% · 4.625%
HK$85,420
+HK$4,899/mo
Deposit HK$16.61M · loan HK$16.61M · min. income ≈ HK$161,042/mo (50% DSR)
Upfront cash ≈ HK$18.03M (deposit + AVD stamp duty HK$1,412,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,293
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$86,553
−HK$2,294/mo
Today · 4.125%
HK$88,847
baseline
▲ 0.50% · 4.625%
HK$93,530
+HK$4,683/mo
Deposit HK$16.61M · loan HK$16.61M · min. income ≈ HK$177,694/mo (50% DSR)
Upfront cash ≈ HK$18.03M (deposit + AVD stamp duty HK$1,412,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,923
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$93,751
−HK$2,874/mo
Today · 4.125%
HK$96,625
baseline
▲ 0.50% · 4.625%
HK$102,504
+HK$5,879/mo
Deposit HK$13.29M · loan HK$19.94M · min. income ≈ HK$193,250/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,412,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,151
−HK$5,465/mo
▼ 0.25% · 3.875%
HK$103,864
−HK$2,752/mo
Today · 4.125%
HK$106,616
baseline
▲ 0.50% · 4.625%
HK$112,236
+HK$5,620/mo
Deposit HK$13.29M · loan HK$19.94M · min. income ≈ HK$213,232/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,412,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,077
−HK$6,652/mo
▼ 0.25% · 3.875%
HK$109,377
−HK$3,352/mo
Today · 4.125%
HK$112,729
baseline
▲ 0.50% · 4.625%
HK$119,588
+HK$6,859/mo
Deposit HK$9.97M · loan HK$23.26M · min. income ≈ HK$225,458/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$1,412,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,010
−HK$6,375/mo
▼ 0.25% · 3.875%
HK$121,175
−HK$3,210/mo
Today · 4.125%
HK$124,385
baseline
▲ 0.50% · 4.625%
HK$130,942
+HK$6,557/mo
Deposit HK$9.97M · loan HK$23.26M · min. income ≈ HK$248,770/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$1,412,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,385
−HK$8,552/mo
▼ 0.25% · 3.875%
HK$140,627
−HK$4,310/mo
Today · 4.125%
HK$144,937
baseline
▲ 0.50% · 4.625%
HK$153,756
+HK$8,819/mo
Deposit HK$3.32M · loan HK$29.91M · min. income ≈ HK$289,874/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,412,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,727
−HK$8,197/mo
▼ 0.25% · 3.875%
HK$155,796
−HK$4,128/mo
Today · 4.125%
HK$159,924
baseline
▲ 0.50% · 4.625%
HK$168,354
+HK$8,430/mo
Deposit HK$3.32M · loan HK$29.91M · min. income ≈ HK$319,848/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,412,208 · Scale 2, in force from 26 Feb 2026)