LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,784
−HK$4,752/mo
▼ 0.25% · 3.875%
HK$78,141
−HK$2,395/mo
Today · 4.125%
HK$80,536
baseline
▲ 0.50% · 4.625%
HK$85,437
+HK$4,901/mo
Deposit HK$16.62M · loan HK$16.62M · min. income ≈ HK$161,072/mo (50% DSR)
Upfront cash ≈ HK$18.03M (deposit + AVD stamp duty HK$1,412,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,309
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$86,570
−HK$2,294/mo
Today · 4.125%
HK$88,864
baseline
▲ 0.50% · 4.625%
HK$93,548
+HK$4,684/mo
Deposit HK$16.62M · loan HK$16.62M · min. income ≈ HK$177,728/mo (50% DSR)
Upfront cash ≈ HK$18.03M (deposit + AVD stamp duty HK$1,412,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,941
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$93,769
−HK$2,874/mo
Today · 4.125%
HK$96,643
baseline
▲ 0.50% · 4.625%
HK$102,524
+HK$5,881/mo
Deposit HK$13.29M · loan HK$19.94M · min. income ≈ HK$193,286/mo (50% DSR)
Upfront cash ≈ HK$14.71M (deposit + AVD stamp duty HK$1,412,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,171
−HK$5,465/mo
▼ 0.25% · 3.875%
HK$103,884
−HK$2,752/mo
Today · 4.125%
HK$106,636
baseline
▲ 0.50% · 4.625%
HK$112,257
+HK$5,621/mo
Deposit HK$13.29M · loan HK$19.94M · min. income ≈ HK$213,272/mo (50% DSR)
Upfront cash ≈ HK$14.71M (deposit + AVD stamp duty HK$1,412,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,097
−HK$6,654/mo
▼ 0.25% · 3.875%
HK$109,398
−HK$3,353/mo
Today · 4.125%
HK$112,751
baseline
▲ 0.50% · 4.625%
HK$119,611
+HK$6,860/mo
Deposit HK$9.97M · loan HK$23.26M · min. income ≈ HK$225,502/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$1,412,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,032
−HK$6,377/mo
▼ 0.25% · 3.875%
HK$121,198
−HK$3,211/mo
Today · 4.125%
HK$124,409
baseline
▲ 0.50% · 4.625%
HK$130,967
+HK$6,558/mo
Deposit HK$9.97M · loan HK$23.26M · min. income ≈ HK$248,818/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$1,412,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,411
−HK$8,554/mo
▼ 0.25% · 3.875%
HK$140,654
−HK$4,311/mo
Today · 4.125%
HK$144,965
baseline
▲ 0.50% · 4.625%
HK$153,786
+HK$8,821/mo
Deposit HK$3.32M · loan HK$29.91M · min. income ≈ HK$289,930/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,412,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,756
−HK$8,199/mo
▼ 0.25% · 3.875%
HK$155,826
−HK$4,129/mo
Today · 4.125%
HK$159,955
baseline
▲ 0.50% · 4.625%
HK$168,386
+HK$8,431/mo
Deposit HK$3.32M · loan HK$29.91M · min. income ≈ HK$319,910/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,412,479 · Scale 2, in force from 26 Feb 2026)