LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,798
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$78,156
−HK$2,396/mo
Today · 4.125%
HK$80,552
baseline
▲ 0.50% · 4.625%
HK$85,453
+HK$4,901/mo
Deposit HK$16.62M · loan HK$16.62M · min. income ≈ HK$161,104/mo (50% DSR)
Upfront cash ≈ HK$18.03M (deposit + AVD stamp duty HK$1,412,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,325
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$86,586
−HK$2,295/mo
Today · 4.125%
HK$88,881
baseline
▲ 0.50% · 4.625%
HK$93,566
+HK$4,685/mo
Deposit HK$16.62M · loan HK$16.62M · min. income ≈ HK$177,762/mo (50% DSR)
Upfront cash ≈ HK$18.03M (deposit + AVD stamp duty HK$1,412,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,958
−HK$5,704/mo
▼ 0.25% · 3.875%
HK$93,787
−HK$2,875/mo
Today · 4.125%
HK$96,662
baseline
▲ 0.50% · 4.625%
HK$102,544
+HK$5,882/mo
Deposit HK$13.30M · loan HK$19.94M · min. income ≈ HK$193,324/mo (50% DSR)
Upfront cash ≈ HK$14.71M (deposit + AVD stamp duty HK$1,412,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,190
−HK$5,467/mo
▼ 0.25% · 3.875%
HK$103,904
−HK$2,753/mo
Today · 4.125%
HK$106,657
baseline
▲ 0.50% · 4.625%
HK$112,279
+HK$5,622/mo
Deposit HK$13.30M · loan HK$19.94M · min. income ≈ HK$213,314/mo (50% DSR)
Upfront cash ≈ HK$14.71M (deposit + AVD stamp duty HK$1,412,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,118
−HK$6,654/mo
▼ 0.25% · 3.875%
HK$109,419
−HK$3,353/mo
Today · 4.125%
HK$112,772
baseline
▲ 0.50% · 4.625%
HK$119,634
+HK$6,862/mo
Deposit HK$9.97M · loan HK$23.27M · min. income ≈ HK$225,544/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$1,412,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,055
−HK$6,378/mo
▼ 0.25% · 3.875%
HK$121,221
−HK$3,212/mo
Today · 4.125%
HK$124,433
baseline
▲ 0.50% · 4.625%
HK$130,992
+HK$6,559/mo
Deposit HK$9.97M · loan HK$23.27M · min. income ≈ HK$248,866/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$1,412,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,437
−HK$8,556/mo
▼ 0.25% · 3.875%
HK$140,681
−HK$4,312/mo
Today · 4.125%
HK$144,993
baseline
▲ 0.50% · 4.625%
HK$153,815
+HK$8,822/mo
Deposit HK$3.32M · loan HK$29.92M · min. income ≈ HK$289,986/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,412,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,785
−HK$8,200/mo
▼ 0.25% · 3.875%
HK$155,856
−HK$4,129/mo
Today · 4.125%
HK$159,985
baseline
▲ 0.50% · 4.625%
HK$168,418
+HK$8,433/mo
Deposit HK$3.32M · loan HK$29.92M · min. income ≈ HK$319,970/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,412,750 · Scale 2, in force from 26 Feb 2026)