LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,836
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$78,195
−HK$2,397/mo
Today · 4.125%
HK$80,592
baseline
▲ 0.50% · 4.625%
HK$85,495
+HK$4,903/mo
Deposit HK$16.63M · loan HK$16.63M · min. income ≈ HK$161,184/mo (50% DSR)
Upfront cash ≈ HK$18.04M (deposit + AVD stamp duty HK$1,413,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,367
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$86,629
−HK$2,296/mo
Today · 4.125%
HK$88,925
baseline
▲ 0.50% · 4.625%
HK$93,612
+HK$4,687/mo
Deposit HK$16.63M · loan HK$16.63M · min. income ≈ HK$177,850/mo (50% DSR)
Upfront cash ≈ HK$18.04M (deposit + AVD stamp duty HK$1,413,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,003
−HK$5,707/mo
▼ 0.25% · 3.875%
HK$93,834
−HK$2,876/mo
Today · 4.125%
HK$96,710
baseline
▲ 0.50% · 4.625%
HK$102,594
+HK$5,884/mo
Deposit HK$13.30M · loan HK$19.95M · min. income ≈ HK$193,420/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,413,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,240
−HK$5,470/mo
▼ 0.25% · 3.875%
HK$103,955
−HK$2,755/mo
Today · 4.125%
HK$106,710
baseline
▲ 0.50% · 4.625%
HK$112,335
+HK$5,625/mo
Deposit HK$13.30M · loan HK$19.95M · min. income ≈ HK$213,420/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,413,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,170
−HK$6,658/mo
▼ 0.25% · 3.875%
HK$109,473
−HK$3,355/mo
Today · 4.125%
HK$112,828
baseline
▲ 0.50% · 4.625%
HK$119,694
+HK$6,866/mo
Deposit HK$9.98M · loan HK$23.28M · min. income ≈ HK$225,656/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$1,413,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,113
−HK$6,382/mo
▼ 0.25% · 3.875%
HK$121,281
−HK$3,214/mo
Today · 4.125%
HK$124,495
baseline
▲ 0.50% · 4.625%
HK$131,057
+HK$6,562/mo
Deposit HK$9.98M · loan HK$23.28M · min. income ≈ HK$248,990/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$1,413,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,505
−HK$8,560/mo
▼ 0.25% · 3.875%
HK$140,751
−HK$4,314/mo
Today · 4.125%
HK$145,065
baseline
▲ 0.50% · 4.625%
HK$153,892
+HK$8,827/mo
Deposit HK$3.33M · loan HK$29.93M · min. income ≈ HK$290,130/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,413,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,860
−HK$8,205/mo
▼ 0.25% · 3.875%
HK$155,933
−HK$4,132/mo
Today · 4.125%
HK$160,065
baseline
▲ 0.50% · 4.625%
HK$168,502
+HK$8,437/mo
Deposit HK$3.33M · loan HK$29.93M · min. income ≈ HK$320,130/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,413,451 · Scale 2, in force from 26 Feb 2026)