LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,844
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$78,203
−HK$2,397/mo
Today · 4.125%
HK$80,600
baseline
▲ 0.50% · 4.625%
HK$85,504
+HK$4,904/mo
Deposit HK$16.63M · loan HK$16.63M · min. income ≈ HK$161,200/mo (50% DSR)
Upfront cash ≈ HK$18.04M (deposit + AVD stamp duty HK$1,413,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,375
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$86,638
−HK$2,296/mo
Today · 4.125%
HK$88,934
baseline
▲ 0.50% · 4.625%
HK$93,622
+HK$4,688/mo
Deposit HK$16.63M · loan HK$16.63M · min. income ≈ HK$177,868/mo (50% DSR)
Upfront cash ≈ HK$18.04M (deposit + AVD stamp duty HK$1,413,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,012
−HK$5,708/mo
▼ 0.25% · 3.875%
HK$93,843
−HK$2,877/mo
Today · 4.125%
HK$96,720
baseline
▲ 0.50% · 4.625%
HK$102,605
+HK$5,885/mo
Deposit HK$13.30M · loan HK$19.96M · min. income ≈ HK$193,440/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,413,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,250
−HK$5,471/mo
▼ 0.25% · 3.875%
HK$103,966
−HK$2,755/mo
Today · 4.125%
HK$106,721
baseline
▲ 0.50% · 4.625%
HK$112,346
+HK$5,625/mo
Deposit HK$13.30M · loan HK$19.96M · min. income ≈ HK$213,442/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,413,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,181
−HK$6,659/mo
▼ 0.25% · 3.875%
HK$109,484
−HK$3,356/mo
Today · 4.125%
HK$112,840
baseline
▲ 0.50% · 4.625%
HK$119,706
+HK$6,866/mo
Deposit HK$9.98M · loan HK$23.28M · min. income ≈ HK$225,680/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$1,413,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,125
−HK$6,382/mo
▼ 0.25% · 3.875%
HK$121,293
−HK$3,214/mo
Today · 4.125%
HK$124,507
baseline
▲ 0.50% · 4.625%
HK$131,070
+HK$6,563/mo
Deposit HK$9.98M · loan HK$23.28M · min. income ≈ HK$249,014/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$1,413,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,519
−HK$8,560/mo
▼ 0.25% · 3.875%
HK$140,765
−HK$4,314/mo
Today · 4.125%
HK$145,079
baseline
▲ 0.50% · 4.625%
HK$153,907
+HK$8,828/mo
Deposit HK$3.33M · loan HK$29.93M · min. income ≈ HK$290,158/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,413,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,876
−HK$8,205/mo
▼ 0.25% · 3.875%
HK$155,949
−HK$4,132/mo
Today · 4.125%
HK$160,081
baseline
▲ 0.50% · 4.625%
HK$168,519
+HK$8,438/mo
Deposit HK$3.33M · loan HK$29.93M · min. income ≈ HK$320,162/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,413,594 · Scale 2, in force from 26 Feb 2026)