LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,846
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$78,205
−HK$2,397/mo
Today · 4.125%
HK$80,602
baseline
▲ 0.50% · 4.625%
HK$85,506
+HK$4,904/mo
Deposit HK$16.63M · loan HK$16.63M · min. income ≈ HK$161,204/mo (50% DSR)
Upfront cash ≈ HK$18.04M (deposit + AVD stamp duty HK$1,413,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,378
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$86,640
−HK$2,296/mo
Today · 4.125%
HK$88,936
baseline
▲ 0.50% · 4.625%
HK$93,624
+HK$4,688/mo
Deposit HK$16.63M · loan HK$16.63M · min. income ≈ HK$177,872/mo (50% DSR)
Upfront cash ≈ HK$18.04M (deposit + AVD stamp duty HK$1,413,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,015
−HK$5,707/mo
▼ 0.25% · 3.875%
HK$93,846
−HK$2,876/mo
Today · 4.125%
HK$96,722
baseline
▲ 0.50% · 4.625%
HK$102,608
+HK$5,886/mo
Deposit HK$13.30M · loan HK$19.96M · min. income ≈ HK$193,444/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,413,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,253
−HK$5,470/mo
▼ 0.25% · 3.875%
HK$103,969
−HK$2,754/mo
Today · 4.125%
HK$106,723
baseline
▲ 0.50% · 4.625%
HK$112,349
+HK$5,626/mo
Deposit HK$13.30M · loan HK$19.96M · min. income ≈ HK$213,446/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,413,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,184
−HK$6,659/mo
▼ 0.25% · 3.875%
HK$109,487
−HK$3,356/mo
Today · 4.125%
HK$112,843
baseline
▲ 0.50% · 4.625%
HK$119,709
+HK$6,866/mo
Deposit HK$9.98M · loan HK$23.28M · min. income ≈ HK$225,686/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$1,413,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,129
−HK$6,382/mo
▼ 0.25% · 3.875%
HK$121,297
−HK$3,214/mo
Today · 4.125%
HK$124,511
baseline
▲ 0.50% · 4.625%
HK$131,074
+HK$6,563/mo
Deposit HK$9.98M · loan HK$23.28M · min. income ≈ HK$249,022/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$1,413,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,522
−HK$8,561/mo
▼ 0.25% · 3.875%
HK$140,769
−HK$4,314/mo
Today · 4.125%
HK$145,083
baseline
▲ 0.50% · 4.625%
HK$153,911
+HK$8,828/mo
Deposit HK$3.33M · loan HK$29.94M · min. income ≈ HK$290,166/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,413,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,880
−HK$8,205/mo
▼ 0.25% · 3.875%
HK$155,953
−HK$4,132/mo
Today · 4.125%
HK$160,085
baseline
▲ 0.50% · 4.625%
HK$168,523
+HK$8,438/mo
Deposit HK$3.33M · loan HK$29.94M · min. income ≈ HK$320,170/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,413,631 · Scale 2, in force from 26 Feb 2026)