LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,865
−HK$4,758/mo
▼ 0.25% · 3.875%
HK$78,225
−HK$2,398/mo
Today · 4.125%
HK$80,623
baseline
▲ 0.50% · 4.625%
HK$85,528
+HK$4,905/mo
Deposit HK$16.64M · loan HK$16.64M · min. income ≈ HK$161,246/mo (50% DSR)
Upfront cash ≈ HK$18.05M (deposit + AVD stamp duty HK$1,413,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,399
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$86,663
−HK$2,296/mo
Today · 4.125%
HK$88,959
baseline
▲ 0.50% · 4.625%
HK$93,648
+HK$4,689/mo
Deposit HK$16.64M · loan HK$16.64M · min. income ≈ HK$177,918/mo (50% DSR)
Upfront cash ≈ HK$18.05M (deposit + AVD stamp duty HK$1,413,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,038
−HK$5,709/mo
▼ 0.25% · 3.875%
HK$93,870
−HK$2,877/mo
Today · 4.125%
HK$96,747
baseline
▲ 0.50% · 4.625%
HK$102,634
+HK$5,887/mo
Deposit HK$13.31M · loan HK$19.96M · min. income ≈ HK$193,494/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,413,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,279
−HK$5,472/mo
▼ 0.25% · 3.875%
HK$103,995
−HK$2,756/mo
Today · 4.125%
HK$106,751
baseline
▲ 0.50% · 4.625%
HK$112,378
+HK$5,627/mo
Deposit HK$13.31M · loan HK$19.96M · min. income ≈ HK$213,502/mo (50% DSR)
Upfront cash ≈ HK$14.72M (deposit + AVD stamp duty HK$1,413,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,211
−HK$6,661/mo
▼ 0.25% · 3.875%
HK$109,515
−HK$3,357/mo
Today · 4.125%
HK$112,872
baseline
▲ 0.50% · 4.625%
HK$119,740
+HK$6,868/mo
Deposit HK$9.98M · loan HK$23.29M · min. income ≈ HK$225,744/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$1,413,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,159
−HK$6,384/mo
▼ 0.25% · 3.875%
HK$121,328
−HK$3,215/mo
Today · 4.125%
HK$124,543
baseline
▲ 0.50% · 4.625%
HK$131,107
+HK$6,564/mo
Deposit HK$9.98M · loan HK$23.29M · min. income ≈ HK$249,086/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$1,413,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,557
−HK$8,564/mo
▼ 0.25% · 3.875%
HK$140,805
−HK$4,316/mo
Today · 4.125%
HK$145,121
baseline
▲ 0.50% · 4.625%
HK$153,951
+HK$8,830/mo
Deposit HK$3.33M · loan HK$29.94M · min. income ≈ HK$290,242/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,413,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,919
−HK$8,207/mo
▼ 0.25% · 3.875%
HK$155,993
−HK$4,133/mo
Today · 4.125%
HK$160,126
baseline
▲ 0.50% · 4.625%
HK$168,567
+HK$8,441/mo
Deposit HK$3.33M · loan HK$29.94M · min. income ≈ HK$320,252/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,413,995 · Scale 2, in force from 26 Feb 2026)