LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,884
−HK$4,759/mo
▼ 0.25% · 3.875%
HK$78,245
−HK$2,398/mo
Today · 4.125%
HK$80,643
baseline
▲ 0.50% · 4.625%
HK$85,550
+HK$4,907/mo
Deposit HK$16.64M · loan HK$16.64M · min. income ≈ HK$161,286/mo (50% DSR)
Upfront cash ≈ HK$18.05M (deposit + AVD stamp duty HK$1,414,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,421
−HK$4,561/mo
▼ 0.25% · 3.875%
HK$86,685
−HK$2,297/mo
Today · 4.125%
HK$88,982
baseline
▲ 0.50% · 4.625%
HK$93,672
+HK$4,690/mo
Deposit HK$16.64M · loan HK$16.64M · min. income ≈ HK$177,964/mo (50% DSR)
Upfront cash ≈ HK$18.05M (deposit + AVD stamp duty HK$1,414,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,061
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$93,894
−HK$2,878/mo
Today · 4.125%
HK$96,772
baseline
▲ 0.50% · 4.625%
HK$102,660
+HK$5,888/mo
Deposit HK$13.31M · loan HK$19.97M · min. income ≈ HK$193,544/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,414,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,305
−HK$5,473/mo
▼ 0.25% · 3.875%
HK$104,022
−HK$2,756/mo
Today · 4.125%
HK$106,778
baseline
▲ 0.50% · 4.625%
HK$112,406
+HK$5,628/mo
Deposit HK$13.31M · loan HK$19.97M · min. income ≈ HK$213,556/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,414,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,238
−HK$6,662/mo
▼ 0.25% · 3.875%
HK$109,543
−HK$3,357/mo
Today · 4.125%
HK$112,900
baseline
▲ 0.50% · 4.625%
HK$119,770
+HK$6,870/mo
Deposit HK$9.98M · loan HK$23.30M · min. income ≈ HK$225,800/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$1,414,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,189
−HK$6,385/mo
▼ 0.25% · 3.875%
HK$121,359
−HK$3,215/mo
Today · 4.125%
HK$124,574
baseline
▲ 0.50% · 4.625%
HK$131,141
+HK$6,567/mo
Deposit HK$9.98M · loan HK$23.30M · min. income ≈ HK$249,148/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$1,414,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,592
−HK$8,566/mo
▼ 0.25% · 3.875%
HK$140,841
−HK$4,317/mo
Today · 4.125%
HK$145,158
baseline
▲ 0.50% · 4.625%
HK$153,990
+HK$8,832/mo
Deposit HK$3.33M · loan HK$29.95M · min. income ≈ HK$290,316/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,414,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,957
−HK$8,210/mo
▼ 0.25% · 3.875%
HK$156,033
−HK$4,134/mo
Today · 4.125%
HK$160,167
baseline
▲ 0.50% · 4.625%
HK$168,610
+HK$8,443/mo
Deposit HK$3.33M · loan HK$29.95M · min. income ≈ HK$320,334/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,414,355 · Scale 2, in force from 26 Feb 2026)