LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,889
−HK$4,759/mo
▼ 0.25% · 3.875%
HK$78,249
−HK$2,399/mo
Today · 4.125%
HK$80,648
baseline
▲ 0.50% · 4.625%
HK$85,555
+HK$4,907/mo
Deposit HK$16.64M · loan HK$16.64M · min. income ≈ HK$161,296/mo (50% DSR)
Upfront cash ≈ HK$18.05M (deposit + AVD stamp duty HK$1,414,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,425
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$86,690
−HK$2,297/mo
Today · 4.125%
HK$88,987
baseline
▲ 0.50% · 4.625%
HK$93,677
+HK$4,690/mo
Deposit HK$16.64M · loan HK$16.64M · min. income ≈ HK$177,974/mo (50% DSR)
Upfront cash ≈ HK$18.05M (deposit + AVD stamp duty HK$1,414,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,066
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$93,899
−HK$2,878/mo
Today · 4.125%
HK$96,777
baseline
▲ 0.50% · 4.625%
HK$102,666
+HK$5,889/mo
Deposit HK$13.31M · loan HK$19.97M · min. income ≈ HK$193,554/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,414,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,311
−HK$5,473/mo
▼ 0.25% · 3.875%
HK$104,028
−HK$2,756/mo
Today · 4.125%
HK$106,784
baseline
▲ 0.50% · 4.625%
HK$112,413
+HK$5,629/mo
Deposit HK$13.31M · loan HK$19.97M · min. income ≈ HK$213,568/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,414,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,244
−HK$6,663/mo
▼ 0.25% · 3.875%
HK$109,549
−HK$3,358/mo
Today · 4.125%
HK$112,907
baseline
▲ 0.50% · 4.625%
HK$119,777
+HK$6,870/mo
Deposit HK$9.98M · loan HK$23.30M · min. income ≈ HK$225,814/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$1,414,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,196
−HK$6,385/mo
▼ 0.25% · 3.875%
HK$121,366
−HK$3,215/mo
Today · 4.125%
HK$124,581
baseline
▲ 0.50% · 4.625%
HK$131,148
+HK$6,567/mo
Deposit HK$9.98M · loan HK$23.30M · min. income ≈ HK$249,162/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$1,414,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,600
−HK$8,566/mo
▼ 0.25% · 3.875%
HK$140,849
−HK$4,317/mo
Today · 4.125%
HK$145,166
baseline
▲ 0.50% · 4.625%
HK$153,999
+HK$8,833/mo
Deposit HK$3.33M · loan HK$29.95M · min. income ≈ HK$290,332/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,414,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,966
−HK$8,210/mo
▼ 0.25% · 3.875%
HK$156,041
−HK$4,135/mo
Today · 4.125%
HK$160,176
baseline
▲ 0.50% · 4.625%
HK$168,619
+HK$8,443/mo
Deposit HK$3.33M · loan HK$29.95M · min. income ≈ HK$320,352/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,414,433 · Scale 2, in force from 26 Feb 2026)