LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,893
−HK$4,760/mo
▼ 0.25% · 3.875%
HK$78,254
−HK$2,399/mo
Today · 4.125%
HK$80,653
baseline
▲ 0.50% · 4.625%
HK$85,560
+HK$4,907/mo
Deposit HK$16.64M · loan HK$16.64M · min. income ≈ HK$161,306/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,414,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,431
−HK$4,561/mo
▼ 0.25% · 3.875%
HK$86,695
−HK$2,297/mo
Today · 4.125%
HK$88,992
baseline
▲ 0.50% · 4.625%
HK$93,683
+HK$4,691/mo
Deposit HK$16.64M · loan HK$16.64M · min. income ≈ HK$177,984/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,414,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,072
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$93,905
−HK$2,878/mo
Today · 4.125%
HK$96,783
baseline
▲ 0.50% · 4.625%
HK$102,672
+HK$5,889/mo
Deposit HK$13.31M · loan HK$19.97M · min. income ≈ HK$193,566/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,414,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,317
−HK$5,474/mo
▼ 0.25% · 3.875%
HK$104,034
−HK$2,757/mo
Today · 4.125%
HK$106,791
baseline
▲ 0.50% · 4.625%
HK$112,420
+HK$5,629/mo
Deposit HK$13.31M · loan HK$19.97M · min. income ≈ HK$213,582/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,414,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,251
−HK$6,663/mo
▼ 0.25% · 3.875%
HK$109,556
−HK$3,358/mo
Today · 4.125%
HK$112,914
baseline
▲ 0.50% · 4.625%
HK$119,784
+HK$6,870/mo
Deposit HK$9.98M · loan HK$23.30M · min. income ≈ HK$225,828/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$1,414,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,203
−HK$6,386/mo
▼ 0.25% · 3.875%
HK$121,373
−HK$3,216/mo
Today · 4.125%
HK$124,589
baseline
▲ 0.50% · 4.625%
HK$131,156
+HK$6,567/mo
Deposit HK$9.98M · loan HK$23.30M · min. income ≈ HK$249,178/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$1,414,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,608
−HK$8,567/mo
▼ 0.25% · 3.875%
HK$140,857
−HK$4,318/mo
Today · 4.125%
HK$145,175
baseline
▲ 0.50% · 4.625%
HK$154,008
+HK$8,833/mo
Deposit HK$3.33M · loan HK$29.95M · min. income ≈ HK$290,350/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,414,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,975
−HK$8,211/mo
▼ 0.25% · 3.875%
HK$156,051
−HK$4,135/mo
Today · 4.125%
HK$160,186
baseline
▲ 0.50% · 4.625%
HK$168,629
+HK$8,443/mo
Deposit HK$3.33M · loan HK$29.95M · min. income ≈ HK$320,372/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,414,520 · Scale 2, in force from 26 Feb 2026)