LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,898
−HK$4,759/mo
▼ 0.25% · 3.875%
HK$78,258
−HK$2,399/mo
Today · 4.125%
HK$80,657
baseline
▲ 0.50% · 4.625%
HK$85,565
+HK$4,908/mo
Deposit HK$16.64M · loan HK$16.64M · min. income ≈ HK$161,314/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,414,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,435
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$86,700
−HK$2,297/mo
Today · 4.125%
HK$88,997
baseline
▲ 0.50% · 4.625%
HK$93,688
+HK$4,691/mo
Deposit HK$16.64M · loan HK$16.64M · min. income ≈ HK$177,994/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,414,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,077
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$93,910
−HK$2,878/mo
Today · 4.125%
HK$96,788
baseline
▲ 0.50% · 4.625%
HK$102,678
+HK$5,890/mo
Deposit HK$13.31M · loan HK$19.97M · min. income ≈ HK$193,576/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,414,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,322
−HK$5,474/mo
▼ 0.25% · 3.875%
HK$104,040
−HK$2,756/mo
Today · 4.125%
HK$106,796
baseline
▲ 0.50% · 4.625%
HK$112,426
+HK$5,630/mo
Deposit HK$13.31M · loan HK$19.97M · min. income ≈ HK$213,592/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,414,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,257
−HK$6,663/mo
▼ 0.25% · 3.875%
HK$109,562
−HK$3,358/mo
Today · 4.125%
HK$112,920
baseline
▲ 0.50% · 4.625%
HK$119,791
+HK$6,871/mo
Deposit HK$9.99M · loan HK$23.30M · min. income ≈ HK$225,840/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$1,414,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,209
−HK$6,387/mo
▼ 0.25% · 3.875%
HK$121,380
−HK$3,216/mo
Today · 4.125%
HK$124,596
baseline
▲ 0.50% · 4.625%
HK$131,164
+HK$6,568/mo
Deposit HK$9.99M · loan HK$23.30M · min. income ≈ HK$249,192/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$1,414,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,616
−HK$8,567/mo
▼ 0.25% · 3.875%
HK$140,865
−HK$4,318/mo
Today · 4.125%
HK$145,183
baseline
▲ 0.50% · 4.625%
HK$154,017
+HK$8,834/mo
Deposit HK$3.33M · loan HK$29.96M · min. income ≈ HK$290,366/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,414,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,984
−HK$8,211/mo
▼ 0.25% · 3.875%
HK$156,060
−HK$4,135/mo
Today · 4.125%
HK$160,195
baseline
▲ 0.50% · 4.625%
HK$168,639
+HK$8,444/mo
Deposit HK$3.33M · loan HK$29.96M · min. income ≈ HK$320,390/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,414,599 · Scale 2, in force from 26 Feb 2026)