LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,903
−HK$4,760/mo
▼ 0.25% · 3.875%
HK$78,264
−HK$2,399/mo
Today · 4.125%
HK$80,663
baseline
▲ 0.50% · 4.625%
HK$85,571
+HK$4,908/mo
Deposit HK$16.64M · loan HK$16.64M · min. income ≈ HK$161,326/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,414,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,441
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$86,706
−HK$2,297/mo
Today · 4.125%
HK$89,003
baseline
▲ 0.50% · 4.625%
HK$93,695
+HK$4,692/mo
Deposit HK$16.64M · loan HK$16.64M · min. income ≈ HK$178,006/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,414,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,084
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$93,917
−HK$2,878/mo
Today · 4.125%
HK$96,795
baseline
▲ 0.50% · 4.625%
HK$102,685
+HK$5,890/mo
Deposit HK$13.31M · loan HK$19.97M · min. income ≈ HK$193,590/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,414,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,330
−HK$5,474/mo
▼ 0.25% · 3.875%
HK$104,047
−HK$2,757/mo
Today · 4.125%
HK$106,804
baseline
▲ 0.50% · 4.625%
HK$112,434
+HK$5,630/mo
Deposit HK$13.31M · loan HK$19.97M · min. income ≈ HK$213,608/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,414,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,264
−HK$6,664/mo
▼ 0.25% · 3.875%
HK$109,570
−HK$3,358/mo
Today · 4.125%
HK$112,928
baseline
▲ 0.50% · 4.625%
HK$119,799
+HK$6,871/mo
Deposit HK$9.99M · loan HK$23.30M · min. income ≈ HK$225,856/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$1,414,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,218
−HK$6,387/mo
▼ 0.25% · 3.875%
HK$121,388
−HK$3,217/mo
Today · 4.125%
HK$124,605
baseline
▲ 0.50% · 4.625%
HK$131,173
+HK$6,568/mo
Deposit HK$9.99M · loan HK$23.30M · min. income ≈ HK$249,210/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$1,414,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,625
−HK$8,568/mo
▼ 0.25% · 3.875%
HK$140,875
−HK$4,318/mo
Today · 4.125%
HK$145,193
baseline
▲ 0.50% · 4.625%
HK$154,028
+HK$8,835/mo
Deposit HK$3.33M · loan HK$29.96M · min. income ≈ HK$290,386/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,414,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,994
−HK$8,212/mo
▼ 0.25% · 3.875%
HK$156,071
−HK$4,135/mo
Today · 4.125%
HK$160,206
baseline
▲ 0.50% · 4.625%
HK$168,651
+HK$8,445/mo
Deposit HK$3.33M · loan HK$29.96M · min. income ≈ HK$320,412/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,414,700 · Scale 2, in force from 26 Feb 2026)