LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,904
−HK$4,759/mo
▼ 0.25% · 3.875%
HK$78,265
−HK$2,398/mo
Today · 4.125%
HK$80,663
baseline
▲ 0.50% · 4.625%
HK$85,572
+HK$4,909/mo
Deposit HK$16.64M · loan HK$16.64M · min. income ≈ HK$161,326/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,414,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,442
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$86,707
−HK$2,297/mo
Today · 4.125%
HK$89,004
baseline
▲ 0.50% · 4.625%
HK$93,696
+HK$4,692/mo
Deposit HK$16.64M · loan HK$16.64M · min. income ≈ HK$178,008/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,414,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,084
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$93,918
−HK$2,878/mo
Today · 4.125%
HK$96,796
baseline
▲ 0.50% · 4.625%
HK$102,686
+HK$5,890/mo
Deposit HK$13.31M · loan HK$19.97M · min. income ≈ HK$193,592/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,414,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,330
−HK$5,475/mo
▼ 0.25% · 3.875%
HK$104,048
−HK$2,757/mo
Today · 4.125%
HK$106,805
baseline
▲ 0.50% · 4.625%
HK$112,435
+HK$5,630/mo
Deposit HK$13.31M · loan HK$19.97M · min. income ≈ HK$213,610/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,414,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,265
−HK$6,664/mo
▼ 0.25% · 3.875%
HK$109,570
−HK$3,359/mo
Today · 4.125%
HK$112,929
baseline
▲ 0.50% · 4.625%
HK$119,800
+HK$6,871/mo
Deposit HK$9.99M · loan HK$23.30M · min. income ≈ HK$225,858/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$1,414,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,219
−HK$6,387/mo
▼ 0.25% · 3.875%
HK$121,389
−HK$3,217/mo
Today · 4.125%
HK$124,606
baseline
▲ 0.50% · 4.625%
HK$131,174
+HK$6,568/mo
Deposit HK$9.99M · loan HK$23.30M · min. income ≈ HK$249,212/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$1,414,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,626
−HK$8,568/mo
▼ 0.25% · 3.875%
HK$140,876
−HK$4,318/mo
Today · 4.125%
HK$145,194
baseline
▲ 0.50% · 4.625%
HK$154,029
+HK$8,835/mo
Deposit HK$3.33M · loan HK$29.96M · min. income ≈ HK$290,388/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,414,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,996
−HK$8,211/mo
▼ 0.25% · 3.875%
HK$156,072
−HK$4,135/mo
Today · 4.125%
HK$160,207
baseline
▲ 0.50% · 4.625%
HK$168,652
+HK$8,445/mo
Deposit HK$3.33M · loan HK$29.96M · min. income ≈ HK$320,414/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,414,711 · Scale 2, in force from 26 Feb 2026)