LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,913
−HK$4,760/mo
▼ 0.25% · 3.875%
HK$78,274
−HK$2,399/mo
Today · 4.125%
HK$80,673
baseline
▲ 0.50% · 4.625%
HK$85,582
+HK$4,909/mo
Deposit HK$16.65M · loan HK$16.65M · min. income ≈ HK$161,346/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,414,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,452
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$86,717
−HK$2,298/mo
Today · 4.125%
HK$89,015
baseline
▲ 0.50% · 4.625%
HK$93,707
+HK$4,692/mo
Deposit HK$16.65M · loan HK$16.65M · min. income ≈ HK$178,030/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,414,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,095
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$93,929
−HK$2,878/mo
Today · 4.125%
HK$96,807
baseline
▲ 0.50% · 4.625%
HK$102,698
+HK$5,891/mo
Deposit HK$13.32M · loan HK$19.97M · min. income ≈ HK$193,614/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,414,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,342
−HK$5,476/mo
▼ 0.25% · 3.875%
HK$104,060
−HK$2,758/mo
Today · 4.125%
HK$106,818
baseline
▲ 0.50% · 4.625%
HK$112,448
+HK$5,630/mo
Deposit HK$13.32M · loan HK$19.97M · min. income ≈ HK$213,636/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,414,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,278
−HK$6,664/mo
▼ 0.25% · 3.875%
HK$109,583
−HK$3,359/mo
Today · 4.125%
HK$112,942
baseline
▲ 0.50% · 4.625%
HK$119,814
+HK$6,872/mo
Deposit HK$9.99M · loan HK$23.30M · min. income ≈ HK$225,884/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$1,414,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,233
−HK$6,387/mo
▼ 0.25% · 3.875%
HK$121,404
−HK$3,216/mo
Today · 4.125%
HK$124,620
baseline
▲ 0.50% · 4.625%
HK$131,189
+HK$6,569/mo
Deposit HK$9.99M · loan HK$23.30M · min. income ≈ HK$249,240/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$1,414,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,643
−HK$8,568/mo
▼ 0.25% · 3.875%
HK$140,893
−HK$4,318/mo
Today · 4.125%
HK$145,211
baseline
▲ 0.50% · 4.625%
HK$154,047
+HK$8,836/mo
Deposit HK$3.33M · loan HK$29.96M · min. income ≈ HK$290,422/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,414,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,013
−HK$8,213/mo
▼ 0.25% · 3.875%
HK$156,090
−HK$4,136/mo
Today · 4.125%
HK$160,226
baseline
▲ 0.50% · 4.625%
HK$168,672
+HK$8,446/mo
Deposit HK$3.33M · loan HK$29.96M · min. income ≈ HK$320,452/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,414,877 · Scale 2, in force from 26 Feb 2026)