LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,913
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$78,275
−HK$2,399/mo
Today · 4.125%
HK$80,674
baseline
▲ 0.50% · 4.625%
HK$85,583
+HK$4,909/mo
Deposit HK$16.65M · loan HK$16.65M · min. income ≈ HK$161,348/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,414,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,453
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$86,718
−HK$2,298/mo
Today · 4.125%
HK$89,016
baseline
▲ 0.50% · 4.625%
HK$93,708
+HK$4,692/mo
Deposit HK$16.65M · loan HK$16.65M · min. income ≈ HK$178,032/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,414,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,096
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$93,930
−HK$2,879/mo
Today · 4.125%
HK$96,809
baseline
▲ 0.50% · 4.625%
HK$102,699
+HK$5,890/mo
Deposit HK$13.32M · loan HK$19.97M · min. income ≈ HK$193,618/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,414,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,343
−HK$5,476/mo
▼ 0.25% · 3.875%
HK$104,061
−HK$2,758/mo
Today · 4.125%
HK$106,819
baseline
▲ 0.50% · 4.625%
HK$112,449
+HK$5,630/mo
Deposit HK$13.32M · loan HK$19.97M · min. income ≈ HK$213,638/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,414,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,279
−HK$6,664/mo
▼ 0.25% · 3.875%
HK$109,585
−HK$3,358/mo
Today · 4.125%
HK$112,943
baseline
▲ 0.50% · 4.625%
HK$119,816
+HK$6,873/mo
Deposit HK$9.99M · loan HK$23.30M · min. income ≈ HK$225,886/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$1,414,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,234
−HK$6,388/mo
▼ 0.25% · 3.875%
HK$121,405
−HK$3,217/mo
Today · 4.125%
HK$124,622
baseline
▲ 0.50% · 4.625%
HK$131,191
+HK$6,569/mo
Deposit HK$9.99M · loan HK$23.30M · min. income ≈ HK$249,244/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$1,414,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,644
−HK$8,569/mo
▼ 0.25% · 3.875%
HK$140,895
−HK$4,318/mo
Today · 4.125%
HK$145,213
baseline
▲ 0.50% · 4.625%
HK$154,049
+HK$8,836/mo
Deposit HK$3.33M · loan HK$29.96M · min. income ≈ HK$290,426/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,414,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,015
−HK$8,213/mo
▼ 0.25% · 3.875%
HK$156,092
−HK$4,136/mo
Today · 4.125%
HK$160,228
baseline
▲ 0.50% · 4.625%
HK$168,674
+HK$8,446/mo
Deposit HK$3.33M · loan HK$29.96M · min. income ≈ HK$320,456/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,414,894 · Scale 2, in force from 26 Feb 2026)