LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,916
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$78,278
−HK$2,399/mo
Today · 4.125%
HK$80,677
baseline
▲ 0.50% · 4.625%
HK$85,586
+HK$4,909/mo
Deposit HK$16.65M · loan HK$16.65M · min. income ≈ HK$161,354/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,414,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,456
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$86,721
−HK$2,298/mo
Today · 4.125%
HK$89,019
baseline
▲ 0.50% · 4.625%
HK$93,711
+HK$4,692/mo
Deposit HK$16.65M · loan HK$16.65M · min. income ≈ HK$178,038/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,414,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,100
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$93,933
−HK$2,879/mo
Today · 4.125%
HK$96,812
baseline
▲ 0.50% · 4.625%
HK$102,703
+HK$5,891/mo
Deposit HK$13.32M · loan HK$19.98M · min. income ≈ HK$193,624/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,414,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,347
−HK$5,476/mo
▼ 0.25% · 3.875%
HK$104,066
−HK$2,757/mo
Today · 4.125%
HK$106,823
baseline
▲ 0.50% · 4.625%
HK$112,454
+HK$5,631/mo
Deposit HK$13.32M · loan HK$19.98M · min. income ≈ HK$213,646/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,414,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,283
−HK$6,665/mo
▼ 0.25% · 3.875%
HK$109,589
−HK$3,359/mo
Today · 4.125%
HK$112,948
baseline
▲ 0.50% · 4.625%
HK$119,820
+HK$6,872/mo
Deposit HK$9.99M · loan HK$23.31M · min. income ≈ HK$225,896/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$1,414,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,239
−HK$6,388/mo
▼ 0.25% · 3.875%
HK$121,410
−HK$3,217/mo
Today · 4.125%
HK$124,627
baseline
▲ 0.50% · 4.625%
HK$131,196
+HK$6,569/mo
Deposit HK$9.99M · loan HK$23.31M · min. income ≈ HK$249,254/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$1,414,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,649
−HK$8,570/mo
▼ 0.25% · 3.875%
HK$140,900
−HK$4,319/mo
Today · 4.125%
HK$145,219
baseline
▲ 0.50% · 4.625%
HK$154,055
+HK$8,836/mo
Deposit HK$3.33M · loan HK$29.96M · min. income ≈ HK$290,438/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,414,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,021
−HK$8,213/mo
▼ 0.25% · 3.875%
HK$156,098
−HK$4,136/mo
Today · 4.125%
HK$160,234
baseline
▲ 0.50% · 4.625%
HK$168,681
+HK$8,447/mo
Deposit HK$3.33M · loan HK$29.96M · min. income ≈ HK$320,468/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,414,949 · Scale 2, in force from 26 Feb 2026)