LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,928
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$78,289
−HK$2,400/mo
Today · 4.125%
HK$80,689
baseline
▲ 0.50% · 4.625%
HK$85,599
+HK$4,910/mo
Deposit HK$16.65M · loan HK$16.65M · min. income ≈ HK$161,378/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,415,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,469
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$86,734
−HK$2,298/mo
Today · 4.125%
HK$89,032
baseline
▲ 0.50% · 4.625%
HK$93,725
+HK$4,693/mo
Deposit HK$16.65M · loan HK$16.65M · min. income ≈ HK$178,064/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,415,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,113
−HK$5,714/mo
▼ 0.25% · 3.875%
HK$93,947
−HK$2,880/mo
Today · 4.125%
HK$96,827
baseline
▲ 0.50% · 4.625%
HK$102,718
+HK$5,891/mo
Deposit HK$13.32M · loan HK$19.98M · min. income ≈ HK$193,654/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,415,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,362
−HK$5,477/mo
▼ 0.25% · 3.875%
HK$104,081
−HK$2,758/mo
Today · 4.125%
HK$106,839
baseline
▲ 0.50% · 4.625%
HK$112,470
+HK$5,631/mo
Deposit HK$13.32M · loan HK$19.98M · min. income ≈ HK$213,678/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,415,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,299
−HK$6,665/mo
▼ 0.25% · 3.875%
HK$109,605
−HK$3,359/mo
Today · 4.125%
HK$112,964
baseline
▲ 0.50% · 4.625%
HK$119,838
+HK$6,874/mo
Deposit HK$9.99M · loan HK$23.31M · min. income ≈ HK$225,928/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$1,415,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,256
−HK$6,389/mo
▼ 0.25% · 3.875%
HK$121,428
−HK$3,217/mo
Today · 4.125%
HK$124,645
baseline
▲ 0.50% · 4.625%
HK$131,215
+HK$6,570/mo
Deposit HK$9.99M · loan HK$23.31M · min. income ≈ HK$249,290/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$1,415,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,670
−HK$8,570/mo
▼ 0.25% · 3.875%
HK$140,921
−HK$4,319/mo
Today · 4.125%
HK$145,240
baseline
▲ 0.50% · 4.625%
HK$154,077
+HK$8,837/mo
Deposit HK$3.33M · loan HK$29.97M · min. income ≈ HK$290,480/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,415,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,044
−HK$8,214/mo
▼ 0.25% · 3.875%
HK$156,121
−HK$4,137/mo
Today · 4.125%
HK$160,258
baseline
▲ 0.50% · 4.625%
HK$168,705
+HK$8,447/mo
Deposit HK$3.33M · loan HK$29.97M · min. income ≈ HK$320,516/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$1,415,157 · Scale 2, in force from 26 Feb 2026)