LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,931
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$78,293
−HK$2,399/mo
Today · 4.125%
HK$80,692
baseline
▲ 0.50% · 4.625%
HK$85,602
+HK$4,910/mo
Deposit HK$16.65M · loan HK$16.65M · min. income ≈ HK$161,384/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,415,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,472
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$86,738
−HK$2,298/mo
Today · 4.125%
HK$89,036
baseline
▲ 0.50% · 4.625%
HK$93,729
+HK$4,693/mo
Deposit HK$16.65M · loan HK$16.65M · min. income ≈ HK$178,072/mo (50% DSR)
Upfront cash ≈ HK$18.06M (deposit + AVD stamp duty HK$1,415,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,117
−HK$5,714/mo
▼ 0.25% · 3.875%
HK$93,951
−HK$2,880/mo
Today · 4.125%
HK$96,831
baseline
▲ 0.50% · 4.625%
HK$102,723
+HK$5,892/mo
Deposit HK$13.32M · loan HK$19.98M · min. income ≈ HK$193,662/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,415,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,367
−HK$5,476/mo
▼ 0.25% · 3.875%
HK$104,085
−HK$2,758/mo
Today · 4.125%
HK$106,843
baseline
▲ 0.50% · 4.625%
HK$112,475
+HK$5,632/mo
Deposit HK$13.32M · loan HK$19.98M · min. income ≈ HK$213,686/mo (50% DSR)
Upfront cash ≈ HK$14.73M (deposit + AVD stamp duty HK$1,415,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,303
−HK$6,666/mo
▼ 0.25% · 3.875%
HK$109,610
−HK$3,359/mo
Today · 4.125%
HK$112,969
baseline
▲ 0.50% · 4.625%
HK$119,843
+HK$6,874/mo
Deposit HK$9.99M · loan HK$23.31M · min. income ≈ HK$225,938/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$1,415,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,261
−HK$6,389/mo
▼ 0.25% · 3.875%
HK$121,433
−HK$3,217/mo
Today · 4.125%
HK$124,650
baseline
▲ 0.50% · 4.625%
HK$131,221
+HK$6,571/mo
Deposit HK$9.99M · loan HK$23.31M · min. income ≈ HK$249,300/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$1,415,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,675
−HK$8,571/mo
▼ 0.25% · 3.875%
HK$140,927
−HK$4,319/mo
Today · 4.125%
HK$145,246
baseline
▲ 0.50% · 4.625%
HK$154,084
+HK$8,838/mo
Deposit HK$3.33M · loan HK$29.97M · min. income ≈ HK$290,492/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,415,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,050
−HK$8,215/mo
▼ 0.25% · 3.875%
HK$156,128
−HK$4,137/mo
Today · 4.125%
HK$160,265
baseline
▲ 0.50% · 4.625%
HK$168,713
+HK$8,448/mo
Deposit HK$3.33M · loan HK$29.97M · min. income ≈ HK$320,530/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,415,218 · Scale 2, in force from 26 Feb 2026)