LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,934
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$78,296
−HK$2,399/mo
Today · 4.125%
HK$80,695
baseline
▲ 0.50% · 4.625%
HK$85,605
+HK$4,910/mo
Deposit HK$16.65M · loan HK$16.65M · min. income ≈ HK$161,390/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,415,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,475
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$86,741
−HK$2,298/mo
Today · 4.125%
HK$89,039
baseline
▲ 0.50% · 4.625%
HK$93,733
+HK$4,694/mo
Deposit HK$16.65M · loan HK$16.65M · min. income ≈ HK$178,078/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,415,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,120
−HK$5,714/mo
▼ 0.25% · 3.875%
HK$93,955
−HK$2,879/mo
Today · 4.125%
HK$96,834
baseline
▲ 0.50% · 4.625%
HK$102,726
+HK$5,892/mo
Deposit HK$13.32M · loan HK$19.98M · min. income ≈ HK$193,668/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,415,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,370
−HK$5,477/mo
▼ 0.25% · 3.875%
HK$104,089
−HK$2,758/mo
Today · 4.125%
HK$106,847
baseline
▲ 0.50% · 4.625%
HK$112,479
+HK$5,632/mo
Deposit HK$13.32M · loan HK$19.98M · min. income ≈ HK$213,694/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,415,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,307
−HK$6,666/mo
▼ 0.25% · 3.875%
HK$109,614
−HK$3,359/mo
Today · 4.125%
HK$112,973
baseline
▲ 0.50% · 4.625%
HK$119,848
+HK$6,875/mo
Deposit HK$9.99M · loan HK$23.31M · min. income ≈ HK$225,946/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,415,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,265
−HK$6,390/mo
▼ 0.25% · 3.875%
HK$121,437
−HK$3,218/mo
Today · 4.125%
HK$124,655
baseline
▲ 0.50% · 4.625%
HK$131,226
+HK$6,571/mo
Deposit HK$9.99M · loan HK$23.31M · min. income ≈ HK$249,310/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,415,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,680
−HK$8,571/mo
▼ 0.25% · 3.875%
HK$140,932
−HK$4,319/mo
Today · 4.125%
HK$145,251
baseline
▲ 0.50% · 4.625%
HK$154,090
+HK$8,839/mo
Deposit HK$3.33M · loan HK$29.97M · min. income ≈ HK$290,502/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,415,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,056
−HK$8,215/mo
▼ 0.25% · 3.875%
HK$156,134
−HK$4,137/mo
Today · 4.125%
HK$160,271
baseline
▲ 0.50% · 4.625%
HK$168,719
+HK$8,448/mo
Deposit HK$3.33M · loan HK$29.97M · min. income ≈ HK$320,542/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,415,269 · Scale 2, in force from 26 Feb 2026)