LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,937
−HK$4,762/mo
▼ 0.25% · 3.875%
HK$78,300
−HK$2,399/mo
Today · 4.125%
HK$80,699
baseline
▲ 0.50% · 4.625%
HK$85,610
+HK$4,911/mo
Deposit HK$16.65M · loan HK$16.65M · min. income ≈ HK$161,398/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,415,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,480
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$86,745
−HK$2,299/mo
Today · 4.125%
HK$89,044
baseline
▲ 0.50% · 4.625%
HK$93,737
+HK$4,693/mo
Deposit HK$16.65M · loan HK$16.65M · min. income ≈ HK$178,088/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,415,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,125
−HK$5,714/mo
▼ 0.25% · 3.875%
HK$93,959
−HK$2,880/mo
Today · 4.125%
HK$96,839
baseline
▲ 0.50% · 4.625%
HK$102,732
+HK$5,893/mo
Deposit HK$13.32M · loan HK$19.98M · min. income ≈ HK$193,678/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,415,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,376
−HK$5,477/mo
▼ 0.25% · 3.875%
HK$104,094
−HK$2,759/mo
Today · 4.125%
HK$106,853
baseline
▲ 0.50% · 4.625%
HK$112,485
+HK$5,632/mo
Deposit HK$13.32M · loan HK$19.98M · min. income ≈ HK$213,706/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,415,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,312
−HK$6,667/mo
▼ 0.25% · 3.875%
HK$109,619
−HK$3,360/mo
Today · 4.125%
HK$112,979
baseline
▲ 0.50% · 4.625%
HK$119,854
+HK$6,875/mo
Deposit HK$9.99M · loan HK$23.31M · min. income ≈ HK$225,958/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,415,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,272
−HK$6,389/mo
▼ 0.25% · 3.875%
HK$121,443
−HK$3,218/mo
Today · 4.125%
HK$124,661
baseline
▲ 0.50% · 4.625%
HK$131,232
+HK$6,571/mo
Deposit HK$9.99M · loan HK$23.31M · min. income ≈ HK$249,322/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,415,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,687
−HK$8,572/mo
▼ 0.25% · 3.875%
HK$140,939
−HK$4,320/mo
Today · 4.125%
HK$145,259
baseline
▲ 0.50% · 4.625%
HK$154,098
+HK$8,839/mo
Deposit HK$3.33M · loan HK$29.97M · min. income ≈ HK$290,518/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,415,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,063
−HK$8,216/mo
▼ 0.25% · 3.875%
HK$156,142
−HK$4,137/mo
Today · 4.125%
HK$160,279
baseline
▲ 0.50% · 4.625%
HK$168,727
+HK$8,448/mo
Deposit HK$3.33M · loan HK$29.97M · min. income ≈ HK$320,558/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,415,342 · Scale 2, in force from 26 Feb 2026)