LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,943
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$78,306
−HK$2,400/mo
Today · 4.125%
HK$80,706
baseline
▲ 0.50% · 4.625%
HK$85,617
+HK$4,911/mo
Deposit HK$16.65M · loan HK$16.65M · min. income ≈ HK$161,412/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,415,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,486
−HK$4,565/mo
▼ 0.25% · 3.875%
HK$86,752
−HK$2,299/mo
Today · 4.125%
HK$89,051
baseline
▲ 0.50% · 4.625%
HK$93,745
+HK$4,694/mo
Deposit HK$16.65M · loan HK$16.65M · min. income ≈ HK$178,102/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,415,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,132
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$93,967
−HK$2,880/mo
Today · 4.125%
HK$96,847
baseline
▲ 0.50% · 4.625%
HK$102,740
+HK$5,893/mo
Deposit HK$13.32M · loan HK$19.98M · min. income ≈ HK$193,694/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,415,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,384
−HK$5,477/mo
▼ 0.25% · 3.875%
HK$104,103
−HK$2,758/mo
Today · 4.125%
HK$106,861
baseline
▲ 0.50% · 4.625%
HK$112,494
+HK$5,633/mo
Deposit HK$13.32M · loan HK$19.98M · min. income ≈ HK$213,722/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,415,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,321
−HK$6,667/mo
▼ 0.25% · 3.875%
HK$109,628
−HK$3,360/mo
Today · 4.125%
HK$112,988
baseline
▲ 0.50% · 4.625%
HK$119,863
+HK$6,875/mo
Deposit HK$9.99M · loan HK$23.31M · min. income ≈ HK$225,976/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,415,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,281
−HK$6,390/mo
▼ 0.25% · 3.875%
HK$121,453
−HK$3,218/mo
Today · 4.125%
HK$124,671
baseline
▲ 0.50% · 4.625%
HK$131,243
+HK$6,572/mo
Deposit HK$9.99M · loan HK$23.31M · min. income ≈ HK$249,342/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,415,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,698
−HK$8,572/mo
▼ 0.25% · 3.875%
HK$140,950
−HK$4,320/mo
Today · 4.125%
HK$145,270
baseline
▲ 0.50% · 4.625%
HK$154,110
+HK$8,840/mo
Deposit HK$3.33M · loan HK$29.97M · min. income ≈ HK$290,540/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,415,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,075
−HK$8,217/mo
▼ 0.25% · 3.875%
HK$156,154
−HK$4,138/mo
Today · 4.125%
HK$160,292
baseline
▲ 0.50% · 4.625%
HK$168,741
+HK$8,449/mo
Deposit HK$3.33M · loan HK$29.97M · min. income ≈ HK$320,584/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,415,455 · Scale 2, in force from 26 Feb 2026)