LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,958
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$78,320
−HK$2,401/mo
Today · 4.125%
HK$80,721
baseline
▲ 0.50% · 4.625%
HK$85,632
+HK$4,911/mo
Deposit HK$16.66M · loan HK$16.66M · min. income ≈ HK$161,442/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,415,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,502
−HK$4,565/mo
▼ 0.25% · 3.875%
HK$86,768
−HK$2,299/mo
Today · 4.125%
HK$89,067
baseline
▲ 0.50% · 4.625%
HK$93,762
+HK$4,695/mo
Deposit HK$16.66M · loan HK$16.66M · min. income ≈ HK$178,134/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,415,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,149
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$93,984
−HK$2,881/mo
Today · 4.125%
HK$96,865
baseline
▲ 0.50% · 4.625%
HK$102,759
+HK$5,894/mo
Deposit HK$13.32M · loan HK$19.99M · min. income ≈ HK$193,730/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,415,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,402
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$104,122
−HK$2,759/mo
Today · 4.125%
HK$106,881
baseline
▲ 0.50% · 4.625%
HK$112,515
+HK$5,634/mo
Deposit HK$13.32M · loan HK$19.99M · min. income ≈ HK$213,762/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,415,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,341
−HK$6,668/mo
▼ 0.25% · 3.875%
HK$109,648
−HK$3,361/mo
Today · 4.125%
HK$113,009
baseline
▲ 0.50% · 4.625%
HK$119,885
+HK$6,876/mo
Deposit HK$9.99M · loan HK$23.32M · min. income ≈ HK$226,018/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,415,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,303
−HK$6,391/mo
▼ 0.25% · 3.875%
HK$121,476
−HK$3,218/mo
Today · 4.125%
HK$124,694
baseline
▲ 0.50% · 4.625%
HK$131,267
+HK$6,573/mo
Deposit HK$9.99M · loan HK$23.32M · min. income ≈ HK$249,388/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,415,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,724
−HK$8,573/mo
▼ 0.25% · 3.875%
HK$140,976
−HK$4,321/mo
Today · 4.125%
HK$145,297
baseline
▲ 0.50% · 4.625%
HK$154,138
+HK$8,841/mo
Deposit HK$3.33M · loan HK$29.98M · min. income ≈ HK$290,594/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,415,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,104
−HK$8,217/mo
▼ 0.25% · 3.875%
HK$156,183
−HK$4,138/mo
Today · 4.125%
HK$160,321
baseline
▲ 0.50% · 4.625%
HK$168,772
+HK$8,451/mo
Deposit HK$3.33M · loan HK$29.98M · min. income ≈ HK$320,642/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,415,716 · Scale 2, in force from 26 Feb 2026)