LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,961
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$78,324
−HK$2,400/mo
Today · 4.125%
HK$80,724
baseline
▲ 0.50% · 4.625%
HK$85,636
+HK$4,912/mo
Deposit HK$16.66M · loan HK$16.66M · min. income ≈ HK$161,448/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,415,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,506
−HK$4,565/mo
▼ 0.25% · 3.875%
HK$86,772
−HK$2,299/mo
Today · 4.125%
HK$89,071
baseline
▲ 0.50% · 4.625%
HK$93,766
+HK$4,695/mo
Deposit HK$16.66M · loan HK$16.66M · min. income ≈ HK$178,142/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,415,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,153
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$93,988
−HK$2,881/mo
Today · 4.125%
HK$96,869
baseline
▲ 0.50% · 4.625%
HK$102,763
+HK$5,894/mo
Deposit HK$13.32M · loan HK$19.99M · min. income ≈ HK$193,738/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,415,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,407
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$104,126
−HK$2,759/mo
Today · 4.125%
HK$106,885
baseline
▲ 0.50% · 4.625%
HK$112,519
+HK$5,634/mo
Deposit HK$13.32M · loan HK$19.99M · min. income ≈ HK$213,770/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,415,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,345
−HK$6,669/mo
▼ 0.25% · 3.875%
HK$109,653
−HK$3,361/mo
Today · 4.125%
HK$113,014
baseline
▲ 0.50% · 4.625%
HK$119,890
+HK$6,876/mo
Deposit HK$9.99M · loan HK$23.32M · min. income ≈ HK$226,028/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,415,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,308
−HK$6,392/mo
▼ 0.25% · 3.875%
HK$121,481
−HK$3,219/mo
Today · 4.125%
HK$124,700
baseline
▲ 0.50% · 4.625%
HK$131,273
+HK$6,573/mo
Deposit HK$9.99M · loan HK$23.32M · min. income ≈ HK$249,400/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,415,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,729
−HK$8,574/mo
▼ 0.25% · 3.875%
HK$140,982
−HK$4,321/mo
Today · 4.125%
HK$145,303
baseline
▲ 0.50% · 4.625%
HK$154,145
+HK$8,842/mo
Deposit HK$3.33M · loan HK$29.98M · min. income ≈ HK$290,606/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,415,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,110
−HK$8,218/mo
▼ 0.25% · 3.875%
HK$156,189
−HK$4,139/mo
Today · 4.125%
HK$160,328
baseline
▲ 0.50% · 4.625%
HK$168,779
+HK$8,451/mo
Deposit HK$3.33M · loan HK$29.98M · min. income ≈ HK$320,656/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,415,775 · Scale 2, in force from 26 Feb 2026)