LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,962
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$78,325
−HK$2,401/mo
Today · 4.125%
HK$80,726
baseline
▲ 0.50% · 4.625%
HK$85,638
+HK$4,912/mo
Deposit HK$16.66M · loan HK$16.66M · min. income ≈ HK$161,452/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,415,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,507
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$86,774
−HK$2,299/mo
Today · 4.125%
HK$89,073
baseline
▲ 0.50% · 4.625%
HK$93,768
+HK$4,695/mo
Deposit HK$16.66M · loan HK$16.66M · min. income ≈ HK$178,146/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,415,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,155
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$93,990
−HK$2,881/mo
Today · 4.125%
HK$96,871
baseline
▲ 0.50% · 4.625%
HK$102,765
+HK$5,894/mo
Deposit HK$13.33M · loan HK$19.99M · min. income ≈ HK$193,742/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,415,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,409
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$104,128
−HK$2,759/mo
Today · 4.125%
HK$106,887
baseline
▲ 0.50% · 4.625%
HK$112,522
+HK$5,635/mo
Deposit HK$13.33M · loan HK$19.99M · min. income ≈ HK$213,774/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,415,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,347
−HK$6,669/mo
▼ 0.25% · 3.875%
HK$109,655
−HK$3,361/mo
Today · 4.125%
HK$113,016
baseline
▲ 0.50% · 4.625%
HK$119,893
+HK$6,877/mo
Deposit HK$9.99M · loan HK$23.32M · min. income ≈ HK$226,032/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,415,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,310
−HK$6,392/mo
▼ 0.25% · 3.875%
HK$121,483
−HK$3,219/mo
Today · 4.125%
HK$124,702
baseline
▲ 0.50% · 4.625%
HK$131,275
+HK$6,573/mo
Deposit HK$9.99M · loan HK$23.32M · min. income ≈ HK$249,404/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,415,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,732
−HK$8,574/mo
▼ 0.25% · 3.875%
HK$140,985
−HK$4,321/mo
Today · 4.125%
HK$145,306
baseline
▲ 0.50% · 4.625%
HK$154,148
+HK$8,842/mo
Deposit HK$3.33M · loan HK$29.98M · min. income ≈ HK$290,612/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,415,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,113
−HK$8,218/mo
▼ 0.25% · 3.875%
HK$156,193
−HK$4,138/mo
Today · 4.125%
HK$160,331
baseline
▲ 0.50% · 4.625%
HK$168,782
+HK$8,451/mo
Deposit HK$3.33M · loan HK$29.98M · min. income ≈ HK$320,662/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,415,803 · Scale 2, in force from 26 Feb 2026)