LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,963
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$78,326
−HK$2,400/mo
Today · 4.125%
HK$80,726
baseline
▲ 0.50% · 4.625%
HK$85,638
+HK$4,912/mo
Deposit HK$16.66M · loan HK$16.66M · min. income ≈ HK$161,452/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,415,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,508
−HK$4,565/mo
▼ 0.25% · 3.875%
HK$86,774
−HK$2,299/mo
Today · 4.125%
HK$89,073
baseline
▲ 0.50% · 4.625%
HK$93,769
+HK$4,696/mo
Deposit HK$16.66M · loan HK$16.66M · min. income ≈ HK$178,146/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,415,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,155
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$93,991
−HK$2,881/mo
Today · 4.125%
HK$96,872
baseline
▲ 0.50% · 4.625%
HK$102,766
+HK$5,894/mo
Deposit HK$13.33M · loan HK$19.99M · min. income ≈ HK$193,744/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,415,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,409
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$104,129
−HK$2,759/mo
Today · 4.125%
HK$106,888
baseline
▲ 0.50% · 4.625%
HK$112,522
+HK$5,634/mo
Deposit HK$13.33M · loan HK$19.99M · min. income ≈ HK$213,776/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,415,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,348
−HK$6,669/mo
▼ 0.25% · 3.875%
HK$109,656
−HK$3,361/mo
Today · 4.125%
HK$113,017
baseline
▲ 0.50% · 4.625%
HK$119,894
+HK$6,877/mo
Deposit HK$9.99M · loan HK$23.32M · min. income ≈ HK$226,034/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,415,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,311
−HK$6,392/mo
▼ 0.25% · 3.875%
HK$121,484
−HK$3,219/mo
Today · 4.125%
HK$124,703
baseline
▲ 0.50% · 4.625%
HK$131,276
+HK$6,573/mo
Deposit HK$9.99M · loan HK$23.32M · min. income ≈ HK$249,406/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,415,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,733
−HK$8,574/mo
▼ 0.25% · 3.875%
HK$140,986
−HK$4,321/mo
Today · 4.125%
HK$145,307
baseline
▲ 0.50% · 4.625%
HK$154,149
+HK$8,842/mo
Deposit HK$3.33M · loan HK$29.98M · min. income ≈ HK$290,614/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,415,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,114
−HK$8,218/mo
▼ 0.25% · 3.875%
HK$156,194
−HK$4,138/mo
Today · 4.125%
HK$160,332
baseline
▲ 0.50% · 4.625%
HK$168,784
+HK$8,452/mo
Deposit HK$3.33M · loan HK$29.98M · min. income ≈ HK$320,664/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,415,813 · Scale 2, in force from 26 Feb 2026)