LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,966
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$78,329
−HK$2,401/mo
Today · 4.125%
HK$80,730
baseline
▲ 0.50% · 4.625%
HK$85,642
+HK$4,912/mo
Deposit HK$16.66M · loan HK$16.66M · min. income ≈ HK$161,460/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,415,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,512
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$86,778
−HK$2,300/mo
Today · 4.125%
HK$89,078
baseline
▲ 0.50% · 4.625%
HK$93,773
+HK$4,695/mo
Deposit HK$16.66M · loan HK$16.66M · min. income ≈ HK$178,156/mo (50% DSR)
Upfront cash ≈ HK$18.07M (deposit + AVD stamp duty HK$1,415,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,159
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$93,995
−HK$2,881/mo
Today · 4.125%
HK$96,876
baseline
▲ 0.50% · 4.625%
HK$102,771
+HK$5,895/mo
Deposit HK$13.33M · loan HK$19.99M · min. income ≈ HK$193,752/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,415,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,414
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$104,134
−HK$2,759/mo
Today · 4.125%
HK$106,893
baseline
▲ 0.50% · 4.625%
HK$112,527
+HK$5,634/mo
Deposit HK$13.33M · loan HK$19.99M · min. income ≈ HK$213,786/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,415,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,353
−HK$6,669/mo
▼ 0.25% · 3.875%
HK$109,661
−HK$3,361/mo
Today · 4.125%
HK$113,022
baseline
▲ 0.50% · 4.625%
HK$119,899
+HK$6,877/mo
Deposit HK$9.99M · loan HK$23.32M · min. income ≈ HK$226,044/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,415,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,316
−HK$6,393/mo
▼ 0.25% · 3.875%
HK$121,489
−HK$3,220/mo
Today · 4.125%
HK$124,709
baseline
▲ 0.50% · 4.625%
HK$131,282
+HK$6,573/mo
Deposit HK$9.99M · loan HK$23.32M · min. income ≈ HK$249,418/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,415,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,739
−HK$8,575/mo
▼ 0.25% · 3.875%
HK$140,992
−HK$4,322/mo
Today · 4.125%
HK$145,314
baseline
▲ 0.50% · 4.625%
HK$154,156
+HK$8,842/mo
Deposit HK$3.33M · loan HK$29.98M · min. income ≈ HK$290,628/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,415,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,121
−HK$8,219/mo
▼ 0.25% · 3.875%
HK$156,201
−HK$4,139/mo
Today · 4.125%
HK$160,340
baseline
▲ 0.50% · 4.625%
HK$168,791
+HK$8,451/mo
Deposit HK$3.33M · loan HK$29.98M · min. income ≈ HK$320,680/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,415,877 · Scale 2, in force from 26 Feb 2026)