LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,977
−HK$4,765/mo
▼ 0.25% · 3.875%
HK$78,341
−HK$2,401/mo
Today · 4.125%
HK$80,742
baseline
▲ 0.50% · 4.625%
HK$85,655
+HK$4,913/mo
Deposit HK$16.66M · loan HK$16.66M · min. income ≈ HK$161,484/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,416,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,524
−HK$4,567/mo
▼ 0.25% · 3.875%
HK$86,791
−HK$2,300/mo
Today · 4.125%
HK$89,091
baseline
▲ 0.50% · 4.625%
HK$93,787
+HK$4,696/mo
Deposit HK$16.66M · loan HK$16.66M · min. income ≈ HK$178,182/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,416,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,173
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$94,009
−HK$2,881/mo
Today · 4.125%
HK$96,890
baseline
▲ 0.50% · 4.625%
HK$102,786
+HK$5,896/mo
Deposit HK$13.33M · loan HK$19.99M · min. income ≈ HK$193,780/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,416,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,429
−HK$5,480/mo
▼ 0.25% · 3.875%
HK$104,149
−HK$2,760/mo
Today · 4.125%
HK$106,909
baseline
▲ 0.50% · 4.625%
HK$112,544
+HK$5,635/mo
Deposit HK$13.33M · loan HK$19.99M · min. income ≈ HK$213,818/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,416,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,368
−HK$6,670/mo
▼ 0.25% · 3.875%
HK$109,677
−HK$3,361/mo
Today · 4.125%
HK$113,038
baseline
▲ 0.50% · 4.625%
HK$119,917
+HK$6,879/mo
Deposit HK$10.00M · loan HK$23.32M · min. income ≈ HK$226,076/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,416,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,334
−HK$6,393/mo
▼ 0.25% · 3.875%
HK$121,507
−HK$3,220/mo
Today · 4.125%
HK$124,727
baseline
▲ 0.50% · 4.625%
HK$131,301
+HK$6,574/mo
Deposit HK$10.00M · loan HK$23.32M · min. income ≈ HK$249,454/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,416,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,759
−HK$8,576/mo
▼ 0.25% · 3.875%
HK$141,013
−HK$4,322/mo
Today · 4.125%
HK$145,335
baseline
▲ 0.50% · 4.625%
HK$154,179
+HK$8,844/mo
Deposit HK$3.33M · loan HK$29.99M · min. income ≈ HK$290,670/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,143
−HK$8,220/mo
▼ 0.25% · 3.875%
HK$156,224
−HK$4,139/mo
Today · 4.125%
HK$160,363
baseline
▲ 0.50% · 4.625%
HK$168,816
+HK$8,453/mo
Deposit HK$3.33M · loan HK$29.99M · min. income ≈ HK$320,726/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,085 · Scale 2, in force from 26 Feb 2026)