LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,982
−HK$4,765/mo
▼ 0.25% · 3.875%
HK$78,346
−HK$2,401/mo
Today · 4.125%
HK$80,747
baseline
▲ 0.50% · 4.625%
HK$85,660
+HK$4,913/mo
Deposit HK$16.66M · loan HK$16.66M · min. income ≈ HK$161,494/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,416,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,529
−HK$4,567/mo
▼ 0.25% · 3.875%
HK$86,796
−HK$2,300/mo
Today · 4.125%
HK$89,096
baseline
▲ 0.50% · 4.625%
HK$93,792
+HK$4,696/mo
Deposit HK$16.66M · loan HK$16.66M · min. income ≈ HK$178,192/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,416,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,178
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$94,015
−HK$2,881/mo
Today · 4.125%
HK$96,896
baseline
▲ 0.50% · 4.625%
HK$102,792
+HK$5,896/mo
Deposit HK$13.33M · loan HK$19.99M · min. income ≈ HK$193,792/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,416,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,435
−HK$5,480/mo
▼ 0.25% · 3.875%
HK$104,156
−HK$2,759/mo
Today · 4.125%
HK$106,915
baseline
▲ 0.50% · 4.625%
HK$112,551
+HK$5,636/mo
Deposit HK$13.33M · loan HK$19.99M · min. income ≈ HK$213,830/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,416,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,375
−HK$6,670/mo
▼ 0.25% · 3.875%
HK$109,684
−HK$3,361/mo
Today · 4.125%
HK$113,045
baseline
▲ 0.50% · 4.625%
HK$119,924
+HK$6,879/mo
Deposit HK$10.00M · loan HK$23.33M · min. income ≈ HK$226,090/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,416,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,341
−HK$6,394/mo
▼ 0.25% · 3.875%
HK$121,515
−HK$3,220/mo
Today · 4.125%
HK$124,735
baseline
▲ 0.50% · 4.625%
HK$131,309
+HK$6,574/mo
Deposit HK$10.00M · loan HK$23.33M · min. income ≈ HK$249,470/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,416,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,768
−HK$8,576/mo
▼ 0.25% · 3.875%
HK$141,022
−HK$4,322/mo
Today · 4.125%
HK$145,344
baseline
▲ 0.50% · 4.625%
HK$154,188
+HK$8,844/mo
Deposit HK$3.33M · loan HK$29.99M · min. income ≈ HK$290,688/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,153
−HK$8,220/mo
▼ 0.25% · 3.875%
HK$156,233
−HK$4,140/mo
Today · 4.125%
HK$160,373
baseline
▲ 0.50% · 4.625%
HK$168,826
+HK$8,453/mo
Deposit HK$3.33M · loan HK$29.99M · min. income ≈ HK$320,746/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,173 · Scale 2, in force from 26 Feb 2026)