LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,989
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$78,353
−HK$2,402/mo
Today · 4.125%
HK$80,755
baseline
▲ 0.50% · 4.625%
HK$85,668
+HK$4,913/mo
Deposit HK$16.66M · loan HK$16.66M · min. income ≈ HK$161,510/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,416,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,538
−HK$4,567/mo
▼ 0.25% · 3.875%
HK$86,805
−HK$2,300/mo
Today · 4.125%
HK$89,105
baseline
▲ 0.50% · 4.625%
HK$93,802
+HK$4,697/mo
Deposit HK$16.66M · loan HK$16.66M · min. income ≈ HK$178,210/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,416,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,187
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$94,024
−HK$2,882/mo
Today · 4.125%
HK$96,906
baseline
▲ 0.50% · 4.625%
HK$102,802
+HK$5,896/mo
Deposit HK$13.33M · loan HK$19.99M · min. income ≈ HK$193,812/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,445
−HK$5,481/mo
▼ 0.25% · 3.875%
HK$104,166
−HK$2,760/mo
Today · 4.125%
HK$106,926
baseline
▲ 0.50% · 4.625%
HK$112,562
+HK$5,636/mo
Deposit HK$13.33M · loan HK$19.99M · min. income ≈ HK$213,852/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,385
−HK$6,672/mo
▼ 0.25% · 3.875%
HK$109,694
−HK$3,363/mo
Today · 4.125%
HK$113,057
baseline
▲ 0.50% · 4.625%
HK$119,936
+HK$6,879/mo
Deposit HK$10.00M · loan HK$23.33M · min. income ≈ HK$226,114/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,416,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,353
−HK$6,394/mo
▼ 0.25% · 3.875%
HK$121,527
−HK$3,220/mo
Today · 4.125%
HK$124,747
baseline
▲ 0.50% · 4.625%
HK$131,322
+HK$6,575/mo
Deposit HK$10.00M · loan HK$23.33M · min. income ≈ HK$249,494/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,416,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,781
−HK$8,577/mo
▼ 0.25% · 3.875%
HK$141,036
−HK$4,322/mo
Today · 4.125%
HK$145,358
baseline
▲ 0.50% · 4.625%
HK$154,203
+HK$8,845/mo
Deposit HK$3.33M · loan HK$29.99M · min. income ≈ HK$290,716/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,168
−HK$8,221/mo
▼ 0.25% · 3.875%
HK$156,249
−HK$4,140/mo
Today · 4.125%
HK$160,389
baseline
▲ 0.50% · 4.625%
HK$168,843
+HK$8,454/mo
Deposit HK$3.33M · loan HK$29.99M · min. income ≈ HK$320,778/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,311 · Scale 2, in force from 26 Feb 2026)