LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,990
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$78,354
−HK$2,402/mo
Today · 4.125%
HK$80,756
baseline
▲ 0.50% · 4.625%
HK$85,670
+HK$4,914/mo
Deposit HK$16.66M · loan HK$16.66M · min. income ≈ HK$161,512/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,416,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,539
−HK$4,567/mo
▼ 0.25% · 3.875%
HK$86,806
−HK$2,300/mo
Today · 4.125%
HK$89,106
baseline
▲ 0.50% · 4.625%
HK$93,803
+HK$4,697/mo
Deposit HK$16.66M · loan HK$16.66M · min. income ≈ HK$178,212/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,416,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,189
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$94,025
−HK$2,882/mo
Today · 4.125%
HK$96,907
baseline
▲ 0.50% · 4.625%
HK$102,803
+HK$5,896/mo
Deposit HK$13.33M · loan HK$20.00M · min. income ≈ HK$193,814/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,446
−HK$5,481/mo
▼ 0.25% · 3.875%
HK$104,167
−HK$2,760/mo
Today · 4.125%
HK$106,927
baseline
▲ 0.50% · 4.625%
HK$112,564
+HK$5,637/mo
Deposit HK$13.33M · loan HK$20.00M · min. income ≈ HK$213,854/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,387
−HK$6,671/mo
▼ 0.25% · 3.875%
HK$109,696
−HK$3,362/mo
Today · 4.125%
HK$113,058
baseline
▲ 0.50% · 4.625%
HK$119,937
+HK$6,879/mo
Deposit HK$10.00M · loan HK$23.33M · min. income ≈ HK$226,116/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,416,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,354
−HK$6,394/mo
▼ 0.25% · 3.875%
HK$121,528
−HK$3,220/mo
Today · 4.125%
HK$124,748
baseline
▲ 0.50% · 4.625%
HK$131,324
+HK$6,576/mo
Deposit HK$10.00M · loan HK$23.33M · min. income ≈ HK$249,496/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,416,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,783
−HK$8,577/mo
▼ 0.25% · 3.875%
HK$141,038
−HK$4,322/mo
Today · 4.125%
HK$145,360
baseline
▲ 0.50% · 4.625%
HK$154,205
+HK$8,845/mo
Deposit HK$3.33M · loan HK$29.99M · min. income ≈ HK$290,720/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,170
−HK$8,221/mo
▼ 0.25% · 3.875%
HK$156,251
−HK$4,140/mo
Today · 4.125%
HK$160,391
baseline
▲ 0.50% · 4.625%
HK$168,845
+HK$8,454/mo
Deposit HK$3.33M · loan HK$29.99M · min. income ≈ HK$320,782/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,331 · Scale 2, in force from 26 Feb 2026)