LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,996
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$78,360
−HK$2,402/mo
Today · 4.125%
HK$80,762
baseline
▲ 0.50% · 4.625%
HK$85,676
+HK$4,914/mo
Deposit HK$16.66M · loan HK$16.66M · min. income ≈ HK$161,524/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,416,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,545
−HK$4,567/mo
▼ 0.25% · 3.875%
HK$86,812
−HK$2,300/mo
Today · 4.125%
HK$89,112
baseline
▲ 0.50% · 4.625%
HK$93,810
+HK$4,698/mo
Deposit HK$16.66M · loan HK$16.66M · min. income ≈ HK$178,224/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,416,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,195
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$94,032
−HK$2,882/mo
Today · 4.125%
HK$96,914
baseline
▲ 0.50% · 4.625%
HK$102,811
+HK$5,897/mo
Deposit HK$13.33M · loan HK$20.00M · min. income ≈ HK$193,828/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,454
−HK$5,481/mo
▼ 0.25% · 3.875%
HK$104,175
−HK$2,760/mo
Today · 4.125%
HK$106,935
baseline
▲ 0.50% · 4.625%
HK$112,572
+HK$5,637/mo
Deposit HK$13.33M · loan HK$20.00M · min. income ≈ HK$213,870/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,394
−HK$6,672/mo
▼ 0.25% · 3.875%
HK$109,704
−HK$3,362/mo
Today · 4.125%
HK$113,066
baseline
▲ 0.50% · 4.625%
HK$119,946
+HK$6,880/mo
Deposit HK$10.00M · loan HK$23.33M · min. income ≈ HK$226,132/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,416,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,363
−HK$6,394/mo
▼ 0.25% · 3.875%
HK$121,537
−HK$3,220/mo
Today · 4.125%
HK$124,757
baseline
▲ 0.50% · 4.625%
HK$131,333
+HK$6,576/mo
Deposit HK$10.00M · loan HK$23.33M · min. income ≈ HK$249,514/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,416,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,793
−HK$8,578/mo
▼ 0.25% · 3.875%
HK$141,048
−HK$4,323/mo
Today · 4.125%
HK$145,371
baseline
▲ 0.50% · 4.625%
HK$154,216
+HK$8,845/mo
Deposit HK$3.33M · loan HK$30.00M · min. income ≈ HK$290,742/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,180
−HK$8,222/mo
▼ 0.25% · 3.875%
HK$156,262
−HK$4,140/mo
Today · 4.125%
HK$160,402
baseline
▲ 0.50% · 4.625%
HK$168,857
+HK$8,455/mo
Deposit HK$3.33M · loan HK$30.00M · min. income ≈ HK$320,804/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,431 · Scale 2, in force from 26 Feb 2026)