LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,997
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$78,361
−HK$2,402/mo
Today · 4.125%
HK$80,763
baseline
▲ 0.50% · 4.625%
HK$85,677
+HK$4,914/mo
Deposit HK$16.66M · loan HK$16.66M · min. income ≈ HK$161,526/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,416,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,546
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$86,814
−HK$2,300/mo
Today · 4.125%
HK$89,114
baseline
▲ 0.50% · 4.625%
HK$93,811
+HK$4,697/mo
Deposit HK$16.66M · loan HK$16.66M · min. income ≈ HK$178,228/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,416,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,197
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$94,033
−HK$2,882/mo
Today · 4.125%
HK$96,915
baseline
▲ 0.50% · 4.625%
HK$102,813
+HK$5,898/mo
Deposit HK$13.33M · loan HK$20.00M · min. income ≈ HK$193,830/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,455
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$104,176
−HK$2,761/mo
Today · 4.125%
HK$106,937
baseline
▲ 0.50% · 4.625%
HK$112,573
+HK$5,636/mo
Deposit HK$13.33M · loan HK$20.00M · min. income ≈ HK$213,874/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,396
−HK$6,672/mo
▼ 0.25% · 3.875%
HK$109,706
−HK$3,362/mo
Today · 4.125%
HK$113,068
baseline
▲ 0.50% · 4.625%
HK$119,948
+HK$6,880/mo
Deposit HK$10.00M · loan HK$23.33M · min. income ≈ HK$226,136/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,416,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,365
−HK$6,394/mo
▼ 0.25% · 3.875%
HK$121,539
−HK$3,220/mo
Today · 4.125%
HK$124,759
baseline
▲ 0.50% · 4.625%
HK$131,336
+HK$6,577/mo
Deposit HK$10.00M · loan HK$23.33M · min. income ≈ HK$249,518/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$1,416,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,795
−HK$8,578/mo
▼ 0.25% · 3.875%
HK$141,050
−HK$4,323/mo
Today · 4.125%
HK$145,373
baseline
▲ 0.50% · 4.625%
HK$154,219
+HK$8,846/mo
Deposit HK$3.33M · loan HK$30.00M · min. income ≈ HK$290,746/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,183
−HK$8,222/mo
▼ 0.25% · 3.875%
HK$156,264
−HK$4,141/mo
Today · 4.125%
HK$160,405
baseline
▲ 0.50% · 4.625%
HK$168,860
+HK$8,455/mo
Deposit HK$3.33M · loan HK$30.00M · min. income ≈ HK$320,810/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,455 · Scale 2, in force from 26 Feb 2026)