LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,000
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$78,364
−HK$2,402/mo
Today · 4.125%
HK$80,766
baseline
▲ 0.50% · 4.625%
HK$85,681
+HK$4,915/mo
Deposit HK$16.66M · loan HK$16.66M · min. income ≈ HK$161,532/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,416,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,549
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$86,817
−HK$2,300/mo
Today · 4.125%
HK$89,117
baseline
▲ 0.50% · 4.625%
HK$93,815
+HK$4,698/mo
Deposit HK$16.66M · loan HK$16.66M · min. income ≈ HK$178,234/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,416,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,200
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$94,037
−HK$2,882/mo
Today · 4.125%
HK$96,919
baseline
▲ 0.50% · 4.625%
HK$102,817
+HK$5,898/mo
Deposit HK$13.33M · loan HK$20.00M · min. income ≈ HK$193,838/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,459
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$104,180
−HK$2,761/mo
Today · 4.125%
HK$106,941
baseline
▲ 0.50% · 4.625%
HK$112,578
+HK$5,637/mo
Deposit HK$13.33M · loan HK$20.00M · min. income ≈ HK$213,882/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,400
−HK$6,673/mo
▼ 0.25% · 3.875%
HK$109,710
−HK$3,363/mo
Today · 4.125%
HK$113,073
baseline
▲ 0.50% · 4.625%
HK$119,953
+HK$6,880/mo
Deposit HK$10.00M · loan HK$23.33M · min. income ≈ HK$226,146/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,416,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,369
−HK$6,395/mo
▼ 0.25% · 3.875%
HK$121,544
−HK$3,220/mo
Today · 4.125%
HK$124,764
baseline
▲ 0.50% · 4.625%
HK$131,341
+HK$6,577/mo
Deposit HK$10.00M · loan HK$23.33M · min. income ≈ HK$249,528/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,416,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,800
−HK$8,579/mo
▼ 0.25% · 3.875%
HK$141,056
−HK$4,323/mo
Today · 4.125%
HK$145,379
baseline
▲ 0.50% · 4.625%
HK$154,225
+HK$8,846/mo
Deposit HK$3.33M · loan HK$30.00M · min. income ≈ HK$290,758/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,189
−HK$8,222/mo
▼ 0.25% · 3.875%
HK$156,271
−HK$4,140/mo
Today · 4.125%
HK$160,411
baseline
▲ 0.50% · 4.625%
HK$168,867
+HK$8,456/mo
Deposit HK$3.33M · loan HK$30.00M · min. income ≈ HK$320,822/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,512 · Scale 2, in force from 26 Feb 2026)