LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,005
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$78,369
−HK$2,402/mo
Today · 4.125%
HK$80,771
baseline
▲ 0.50% · 4.625%
HK$85,685
+HK$4,914/mo
Deposit HK$16.67M · loan HK$16.67M · min. income ≈ HK$161,542/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,416,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,554
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$86,822
−HK$2,301/mo
Today · 4.125%
HK$89,123
baseline
▲ 0.50% · 4.625%
HK$93,820
+HK$4,697/mo
Deposit HK$16.67M · loan HK$16.67M · min. income ≈ HK$178,246/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,416,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,205
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$94,042
−HK$2,883/mo
Today · 4.125%
HK$96,925
baseline
▲ 0.50% · 4.625%
HK$102,823
+HK$5,898/mo
Deposit HK$13.33M · loan HK$20.00M · min. income ≈ HK$193,850/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,465
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$104,186
−HK$2,761/mo
Today · 4.125%
HK$106,947
baseline
▲ 0.50% · 4.625%
HK$112,584
+HK$5,637/mo
Deposit HK$13.33M · loan HK$20.00M · min. income ≈ HK$213,894/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,406
−HK$6,673/mo
▼ 0.25% · 3.875%
HK$109,716
−HK$3,363/mo
Today · 4.125%
HK$113,079
baseline
▲ 0.50% · 4.625%
HK$119,960
+HK$6,881/mo
Deposit HK$10.00M · loan HK$23.33M · min. income ≈ HK$226,158/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,416,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,376
−HK$6,396/mo
▼ 0.25% · 3.875%
HK$121,551
−HK$3,221/mo
Today · 4.125%
HK$124,772
baseline
▲ 0.50% · 4.625%
HK$131,348
+HK$6,576/mo
Deposit HK$10.00M · loan HK$23.33M · min. income ≈ HK$249,544/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,416,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,808
−HK$8,579/mo
▼ 0.25% · 3.875%
HK$141,064
−HK$4,323/mo
Today · 4.125%
HK$145,387
baseline
▲ 0.50% · 4.625%
HK$154,234
+HK$8,847/mo
Deposit HK$3.33M · loan HK$30.00M · min. income ≈ HK$290,774/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,198
−HK$8,223/mo
▼ 0.25% · 3.875%
HK$156,280
−HK$4,141/mo
Today · 4.125%
HK$160,421
baseline
▲ 0.50% · 4.625%
HK$168,877
+HK$8,456/mo
Deposit HK$3.33M · loan HK$30.00M · min. income ≈ HK$320,842/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,593 · Scale 2, in force from 26 Feb 2026)