LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,006
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$78,370
−HK$2,402/mo
Today · 4.125%
HK$80,772
baseline
▲ 0.50% · 4.625%
HK$85,687
+HK$4,915/mo
Deposit HK$16.67M · loan HK$16.67M · min. income ≈ HK$161,544/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,416,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,556
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$86,824
−HK$2,300/mo
Today · 4.125%
HK$89,124
baseline
▲ 0.50% · 4.625%
HK$93,822
+HK$4,698/mo
Deposit HK$16.67M · loan HK$16.67M · min. income ≈ HK$178,248/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,416,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,207
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$94,044
−HK$2,883/mo
Today · 4.125%
HK$96,927
baseline
▲ 0.50% · 4.625%
HK$102,824
+HK$5,897/mo
Deposit HK$13.33M · loan HK$20.00M · min. income ≈ HK$193,854/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,467
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$104,188
−HK$2,761/mo
Today · 4.125%
HK$106,949
baseline
▲ 0.50% · 4.625%
HK$112,586
+HK$5,637/mo
Deposit HK$13.33M · loan HK$20.00M · min. income ≈ HK$213,898/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,408
−HK$6,673/mo
▼ 0.25% · 3.875%
HK$109,718
−HK$3,363/mo
Today · 4.125%
HK$113,081
baseline
▲ 0.50% · 4.625%
HK$119,962
+HK$6,881/mo
Deposit HK$10.00M · loan HK$23.33M · min. income ≈ HK$226,162/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,416,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,378
−HK$6,396/mo
▼ 0.25% · 3.875%
HK$121,553
−HK$3,221/mo
Today · 4.125%
HK$124,774
baseline
▲ 0.50% · 4.625%
HK$131,351
+HK$6,577/mo
Deposit HK$10.00M · loan HK$23.33M · min. income ≈ HK$249,548/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,416,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,811
−HK$8,579/mo
▼ 0.25% · 3.875%
HK$141,066
−HK$4,324/mo
Today · 4.125%
HK$145,390
baseline
▲ 0.50% · 4.625%
HK$154,236
+HK$8,846/mo
Deposit HK$3.33M · loan HK$30.00M · min. income ≈ HK$290,780/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,200
−HK$8,223/mo
▼ 0.25% · 3.875%
HK$156,282
−HK$4,141/mo
Today · 4.125%
HK$160,423
baseline
▲ 0.50% · 4.625%
HK$168,880
+HK$8,457/mo
Deposit HK$3.33M · loan HK$30.00M · min. income ≈ HK$320,846/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,618 · Scale 2, in force from 26 Feb 2026)