LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,007
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$78,371
−HK$2,402/mo
Today · 4.125%
HK$80,773
baseline
▲ 0.50% · 4.625%
HK$85,688
+HK$4,915/mo
Deposit HK$16.67M · loan HK$16.67M · min. income ≈ HK$161,546/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,416,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,557
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$86,825
−HK$2,300/mo
Today · 4.125%
HK$89,125
baseline
▲ 0.50% · 4.625%
HK$93,823
+HK$4,698/mo
Deposit HK$16.67M · loan HK$16.67M · min. income ≈ HK$178,250/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,416,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,208
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$94,045
−HK$2,883/mo
Today · 4.125%
HK$96,928
baseline
▲ 0.50% · 4.625%
HK$102,826
+HK$5,898/mo
Deposit HK$13.33M · loan HK$20.00M · min. income ≈ HK$193,856/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,468
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$104,189
−HK$2,761/mo
Today · 4.125%
HK$106,950
baseline
▲ 0.50% · 4.625%
HK$112,588
+HK$5,638/mo
Deposit HK$13.33M · loan HK$20.00M · min. income ≈ HK$213,900/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,409
−HK$6,673/mo
▼ 0.25% · 3.875%
HK$109,719
−HK$3,363/mo
Today · 4.125%
HK$113,082
baseline
▲ 0.50% · 4.625%
HK$119,963
+HK$6,881/mo
Deposit HK$10.00M · loan HK$23.33M · min. income ≈ HK$226,164/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,416,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,379
−HK$6,396/mo
▼ 0.25% · 3.875%
HK$121,554
−HK$3,221/mo
Today · 4.125%
HK$124,775
baseline
▲ 0.50% · 4.625%
HK$131,352
+HK$6,577/mo
Deposit HK$10.00M · loan HK$23.33M · min. income ≈ HK$249,550/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,416,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,812
−HK$8,580/mo
▼ 0.25% · 3.875%
HK$141,068
−HK$4,324/mo
Today · 4.125%
HK$145,392
baseline
▲ 0.50% · 4.625%
HK$154,238
+HK$8,846/mo
Deposit HK$3.33M · loan HK$30.00M · min. income ≈ HK$290,784/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,202
−HK$8,223/mo
▼ 0.25% · 3.875%
HK$156,284
−HK$4,141/mo
Today · 4.125%
HK$160,425
baseline
▲ 0.50% · 4.625%
HK$168,881
+HK$8,456/mo
Deposit HK$3.33M · loan HK$30.00M · min. income ≈ HK$320,850/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,634 · Scale 2, in force from 26 Feb 2026)