LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,007
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$78,371
−HK$2,402/mo
Today · 4.125%
HK$80,773
baseline
▲ 0.50% · 4.625%
HK$85,688
+HK$4,915/mo
Deposit HK$16.67M · loan HK$16.67M · min. income ≈ HK$161,546/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,416,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,557
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$86,825
−HK$2,301/mo
Today · 4.125%
HK$89,126
baseline
▲ 0.50% · 4.625%
HK$93,823
+HK$4,697/mo
Deposit HK$16.67M · loan HK$16.67M · min. income ≈ HK$178,252/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,416,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,209
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$94,046
−HK$2,882/mo
Today · 4.125%
HK$96,928
baseline
▲ 0.50% · 4.625%
HK$102,826
+HK$5,898/mo
Deposit HK$13.33M · loan HK$20.00M · min. income ≈ HK$193,856/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,469
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$104,190
−HK$2,761/mo
Today · 4.125%
HK$106,951
baseline
▲ 0.50% · 4.625%
HK$112,588
+HK$5,637/mo
Deposit HK$13.33M · loan HK$20.00M · min. income ≈ HK$213,902/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,410
−HK$6,673/mo
▼ 0.25% · 3.875%
HK$109,720
−HK$3,363/mo
Today · 4.125%
HK$113,083
baseline
▲ 0.50% · 4.625%
HK$119,964
+HK$6,881/mo
Deposit HK$10.00M · loan HK$23.33M · min. income ≈ HK$226,166/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,416,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,380
−HK$6,396/mo
▼ 0.25% · 3.875%
HK$121,555
−HK$3,221/mo
Today · 4.125%
HK$124,776
baseline
▲ 0.50% · 4.625%
HK$131,353
+HK$6,577/mo
Deposit HK$10.00M · loan HK$23.33M · min. income ≈ HK$249,552/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,416,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,813
−HK$8,579/mo
▼ 0.25% · 3.875%
HK$141,069
−HK$4,323/mo
Today · 4.125%
HK$145,392
baseline
▲ 0.50% · 4.625%
HK$154,239
+HK$8,847/mo
Deposit HK$3.33M · loan HK$30.00M · min. income ≈ HK$290,784/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,203
−HK$8,223/mo
▼ 0.25% · 3.875%
HK$156,285
−HK$4,141/mo
Today · 4.125%
HK$160,426
baseline
▲ 0.50% · 4.625%
HK$168,882
+HK$8,456/mo
Deposit HK$3.33M · loan HK$30.00M · min. income ≈ HK$320,852/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,641 · Scale 2, in force from 26 Feb 2026)