LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,013
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$78,377
−HK$2,403/mo
Today · 4.125%
HK$80,780
baseline
▲ 0.50% · 4.625%
HK$85,695
+HK$4,915/mo
Deposit HK$16.67M · loan HK$16.67M · min. income ≈ HK$161,560/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,416,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,564
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$86,832
−HK$2,300/mo
Today · 4.125%
HK$89,132
baseline
▲ 0.50% · 4.625%
HK$93,831
+HK$4,699/mo
Deposit HK$16.67M · loan HK$16.67M · min. income ≈ HK$178,264/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,416,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,215
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$94,053
−HK$2,883/mo
Today · 4.125%
HK$96,936
baseline
▲ 0.50% · 4.625%
HK$102,834
+HK$5,898/mo
Deposit HK$13.33M · loan HK$20.00M · min. income ≈ HK$193,872/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,476
−HK$5,483/mo
▼ 0.25% · 3.875%
HK$104,198
−HK$2,761/mo
Today · 4.125%
HK$106,959
baseline
▲ 0.50% · 4.625%
HK$112,597
+HK$5,638/mo
Deposit HK$13.33M · loan HK$20.00M · min. income ≈ HK$213,918/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,418
−HK$6,673/mo
▼ 0.25% · 3.875%
HK$109,728
−HK$3,363/mo
Today · 4.125%
HK$113,091
baseline
▲ 0.50% · 4.625%
HK$119,973
+HK$6,882/mo
Deposit HK$10.00M · loan HK$23.33M · min. income ≈ HK$226,182/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,416,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,389
−HK$6,396/mo
▼ 0.25% · 3.875%
HK$121,564
−HK$3,221/mo
Today · 4.125%
HK$124,785
baseline
▲ 0.50% · 4.625%
HK$131,363
+HK$6,578/mo
Deposit HK$10.00M · loan HK$23.33M · min. income ≈ HK$249,570/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,416,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,823
−HK$8,580/mo
▼ 0.25% · 3.875%
HK$141,079
−HK$4,324/mo
Today · 4.125%
HK$145,403
baseline
▲ 0.50% · 4.625%
HK$154,251
+HK$8,848/mo
Deposit HK$3.33M · loan HK$30.00M · min. income ≈ HK$290,806/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,214
−HK$8,224/mo
▼ 0.25% · 3.875%
HK$156,297
−HK$4,141/mo
Today · 4.125%
HK$160,438
baseline
▲ 0.50% · 4.625%
HK$168,895
+HK$8,457/mo
Deposit HK$3.33M · loan HK$30.00M · min. income ≈ HK$320,876/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,748 · Scale 2, in force from 26 Feb 2026)