LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,015
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$78,380
−HK$2,402/mo
Today · 4.125%
HK$80,782
baseline
▲ 0.50% · 4.625%
HK$85,697
+HK$4,915/mo
Deposit HK$16.67M · loan HK$16.67M · min. income ≈ HK$161,564/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,416,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,566
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$86,834
−HK$2,301/mo
Today · 4.125%
HK$89,135
baseline
▲ 0.50% · 4.625%
HK$93,833
+HK$4,698/mo
Deposit HK$16.67M · loan HK$16.67M · min. income ≈ HK$178,270/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$1,416,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,218
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$94,056
−HK$2,882/mo
Today · 4.125%
HK$96,938
baseline
▲ 0.50% · 4.625%
HK$102,837
+HK$5,899/mo
Deposit HK$13.33M · loan HK$20.00M · min. income ≈ HK$193,876/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,479
−HK$5,483/mo
▼ 0.25% · 3.875%
HK$104,201
−HK$2,761/mo
Today · 4.125%
HK$106,962
baseline
▲ 0.50% · 4.625%
HK$112,600
+HK$5,638/mo
Deposit HK$13.33M · loan HK$20.00M · min. income ≈ HK$213,924/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,421
−HK$6,674/mo
▼ 0.25% · 3.875%
HK$109,732
−HK$3,363/mo
Today · 4.125%
HK$113,095
baseline
▲ 0.50% · 4.625%
HK$119,976
+HK$6,881/mo
Deposit HK$10.00M · loan HK$23.34M · min. income ≈ HK$226,190/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,416,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,393
−HK$6,396/mo
▼ 0.25% · 3.875%
HK$121,568
−HK$3,221/mo
Today · 4.125%
HK$124,789
baseline
▲ 0.50% · 4.625%
HK$131,367
+HK$6,578/mo
Deposit HK$10.00M · loan HK$23.34M · min. income ≈ HK$249,578/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,416,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,827
−HK$8,581/mo
▼ 0.25% · 3.875%
HK$141,084
−HK$4,324/mo
Today · 4.125%
HK$145,408
baseline
▲ 0.50% · 4.625%
HK$154,255
+HK$8,847/mo
Deposit HK$3.33M · loan HK$30.00M · min. income ≈ HK$290,816/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,219
−HK$8,224/mo
▼ 0.25% · 3.875%
HK$156,302
−HK$4,141/mo
Today · 4.125%
HK$160,443
baseline
▲ 0.50% · 4.625%
HK$168,900
+HK$8,457/mo
Deposit HK$3.33M · loan HK$30.00M · min. income ≈ HK$320,886/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,792 · Scale 2, in force from 26 Feb 2026)