LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,020
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$78,384
−HK$2,403/mo
Today · 4.125%
HK$80,787
baseline
▲ 0.50% · 4.625%
HK$85,702
+HK$4,915/mo
Deposit HK$16.67M · loan HK$16.67M · min. income ≈ HK$161,574/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,416,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,571
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$86,839
−HK$2,301/mo
Today · 4.125%
HK$89,140
baseline
▲ 0.50% · 4.625%
HK$93,839
+HK$4,699/mo
Deposit HK$16.67M · loan HK$16.67M · min. income ≈ HK$178,280/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,416,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,224
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$94,061
−HK$2,883/mo
Today · 4.125%
HK$96,944
baseline
▲ 0.50% · 4.625%
HK$102,843
+HK$5,899/mo
Deposit HK$13.34M · loan HK$20.00M · min. income ≈ HK$193,888/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,485
−HK$5,483/mo
▼ 0.25% · 3.875%
HK$104,207
−HK$2,761/mo
Today · 4.125%
HK$106,968
baseline
▲ 0.50% · 4.625%
HK$112,607
+HK$5,639/mo
Deposit HK$13.34M · loan HK$20.00M · min. income ≈ HK$213,936/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,427
−HK$6,674/mo
▼ 0.25% · 3.875%
HK$109,738
−HK$3,363/mo
Today · 4.125%
HK$113,101
baseline
▲ 0.50% · 4.625%
HK$119,983
+HK$6,882/mo
Deposit HK$10.00M · loan HK$23.34M · min. income ≈ HK$226,202/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,416,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,400
−HK$6,396/mo
▼ 0.25% · 3.875%
HK$121,575
−HK$3,221/mo
Today · 4.125%
HK$124,796
baseline
▲ 0.50% · 4.625%
HK$131,374
+HK$6,578/mo
Deposit HK$10.00M · loan HK$23.34M · min. income ≈ HK$249,592/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,416,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,835
−HK$8,581/mo
▼ 0.25% · 3.875%
HK$141,092
−HK$4,324/mo
Today · 4.125%
HK$145,416
baseline
▲ 0.50% · 4.625%
HK$154,264
+HK$8,848/mo
Deposit HK$3.33M · loan HK$30.00M · min. income ≈ HK$290,832/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,228
−HK$8,224/mo
▼ 0.25% · 3.875%
HK$156,311
−HK$4,141/mo
Today · 4.125%
HK$160,452
baseline
▲ 0.50% · 4.625%
HK$168,910
+HK$8,458/mo
Deposit HK$3.33M · loan HK$30.00M · min. income ≈ HK$320,904/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,874 · Scale 2, in force from 26 Feb 2026)