LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,022
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$78,387
−HK$2,402/mo
Today · 4.125%
HK$80,789
baseline
▲ 0.50% · 4.625%
HK$85,705
+HK$4,916/mo
Deposit HK$16.67M · loan HK$16.67M · min. income ≈ HK$161,578/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,416,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,574
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$86,842
−HK$2,301/mo
Today · 4.125%
HK$89,143
baseline
▲ 0.50% · 4.625%
HK$93,842
+HK$4,699/mo
Deposit HK$16.67M · loan HK$16.67M · min. income ≈ HK$178,286/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,416,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,226
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$94,064
−HK$2,883/mo
Today · 4.125%
HK$96,947
baseline
▲ 0.50% · 4.625%
HK$102,846
+HK$5,899/mo
Deposit HK$13.34M · loan HK$20.00M · min. income ≈ HK$193,894/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,489
−HK$5,483/mo
▼ 0.25% · 3.875%
HK$104,210
−HK$2,762/mo
Today · 4.125%
HK$106,972
baseline
▲ 0.50% · 4.625%
HK$112,610
+HK$5,638/mo
Deposit HK$13.34M · loan HK$20.00M · min. income ≈ HK$213,944/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,431
−HK$6,674/mo
▼ 0.25% · 3.875%
HK$109,741
−HK$3,364/mo
Today · 4.125%
HK$113,105
baseline
▲ 0.50% · 4.625%
HK$119,987
+HK$6,882/mo
Deposit HK$10.00M · loan HK$23.34M · min. income ≈ HK$226,210/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,416,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,403
−HK$6,397/mo
▼ 0.25% · 3.875%
HK$121,579
−HK$3,221/mo
Today · 4.125%
HK$124,800
baseline
▲ 0.50% · 4.625%
HK$131,379
+HK$6,579/mo
Deposit HK$10.00M · loan HK$23.34M · min. income ≈ HK$249,600/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,416,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,840
−HK$8,581/mo
▼ 0.25% · 3.875%
HK$141,096
−HK$4,325/mo
Today · 4.125%
HK$145,421
baseline
▲ 0.50% · 4.625%
HK$154,269
+HK$8,848/mo
Deposit HK$3.33M · loan HK$30.01M · min. income ≈ HK$290,842/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,233
−HK$8,224/mo
▼ 0.25% · 3.875%
HK$156,316
−HK$4,141/mo
Today · 4.125%
HK$160,457
baseline
▲ 0.50% · 4.625%
HK$168,915
+HK$8,458/mo
Deposit HK$3.33M · loan HK$30.01M · min. income ≈ HK$320,914/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,919 · Scale 2, in force from 26 Feb 2026)