LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,024
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$78,389
−HK$2,402/mo
Today · 4.125%
HK$80,791
baseline
▲ 0.50% · 4.625%
HK$85,707
+HK$4,916/mo
Deposit HK$16.67M · loan HK$16.67M · min. income ≈ HK$161,582/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,416,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,576
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$86,844
−HK$2,301/mo
Today · 4.125%
HK$89,145
baseline
▲ 0.50% · 4.625%
HK$93,844
+HK$4,699/mo
Deposit HK$16.67M · loan HK$16.67M · min. income ≈ HK$178,290/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,416,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,229
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$94,066
−HK$2,883/mo
Today · 4.125%
HK$96,949
baseline
▲ 0.50% · 4.625%
HK$102,848
+HK$5,899/mo
Deposit HK$13.34M · loan HK$20.00M · min. income ≈ HK$193,898/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,491
−HK$5,483/mo
▼ 0.25% · 3.875%
HK$104,213
−HK$2,761/mo
Today · 4.125%
HK$106,974
baseline
▲ 0.50% · 4.625%
HK$112,613
+HK$5,639/mo
Deposit HK$13.34M · loan HK$20.00M · min. income ≈ HK$213,948/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,416,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,433
−HK$6,675/mo
▼ 0.25% · 3.875%
HK$109,744
−HK$3,364/mo
Today · 4.125%
HK$113,108
baseline
▲ 0.50% · 4.625%
HK$119,990
+HK$6,882/mo
Deposit HK$10.00M · loan HK$23.34M · min. income ≈ HK$226,216/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,416,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,406
−HK$6,397/mo
▼ 0.25% · 3.875%
HK$121,582
−HK$3,221/mo
Today · 4.125%
HK$124,803
baseline
▲ 0.50% · 4.625%
HK$131,382
+HK$6,579/mo
Deposit HK$10.00M · loan HK$23.34M · min. income ≈ HK$249,606/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,416,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,843
−HK$8,581/mo
▼ 0.25% · 3.875%
HK$141,099
−HK$4,325/mo
Today · 4.125%
HK$145,424
baseline
▲ 0.50% · 4.625%
HK$154,273
+HK$8,849/mo
Deposit HK$3.33M · loan HK$30.01M · min. income ≈ HK$290,848/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,236
−HK$8,225/mo
▼ 0.25% · 3.875%
HK$156,319
−HK$4,142/mo
Today · 4.125%
HK$160,461
baseline
▲ 0.50% · 4.625%
HK$168,919
+HK$8,458/mo
Deposit HK$3.33M · loan HK$30.01M · min. income ≈ HK$320,922/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,416,951 · Scale 2, in force from 26 Feb 2026)