LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,035
−HK$4,768/mo
▼ 0.25% · 3.875%
HK$78,400
−HK$2,403/mo
Today · 4.125%
HK$80,803
baseline
▲ 0.50% · 4.625%
HK$85,720
+HK$4,917/mo
Deposit HK$16.67M · loan HK$16.67M · min. income ≈ HK$161,606/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,417,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,588
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$86,857
−HK$2,302/mo
Today · 4.125%
HK$89,159
baseline
▲ 0.50% · 4.625%
HK$93,858
+HK$4,699/mo
Deposit HK$16.67M · loan HK$16.67M · min. income ≈ HK$178,318/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,417,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,242
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$94,080
−HK$2,884/mo
Today · 4.125%
HK$96,964
baseline
▲ 0.50% · 4.625%
HK$102,864
+HK$5,900/mo
Deposit HK$13.34M · loan HK$20.01M · min. income ≈ HK$193,928/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,417,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,506
−HK$5,484/mo
▼ 0.25% · 3.875%
HK$104,229
−HK$2,761/mo
Today · 4.125%
HK$106,990
baseline
▲ 0.50% · 4.625%
HK$112,630
+HK$5,640/mo
Deposit HK$13.34M · loan HK$20.01M · min. income ≈ HK$213,980/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,417,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,449
−HK$6,676/mo
▼ 0.25% · 3.875%
HK$109,761
−HK$3,364/mo
Today · 4.125%
HK$113,125
baseline
▲ 0.50% · 4.625%
HK$120,008
+HK$6,883/mo
Deposit HK$10.00M · loan HK$23.34M · min. income ≈ HK$226,250/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,417,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,424
−HK$6,398/mo
▼ 0.25% · 3.875%
HK$121,600
−HK$3,222/mo
Today · 4.125%
HK$124,822
baseline
▲ 0.50% · 4.625%
HK$131,401
+HK$6,579/mo
Deposit HK$10.00M · loan HK$23.34M · min. income ≈ HK$249,644/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,417,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,863
−HK$8,583/mo
▼ 0.25% · 3.875%
HK$141,121
−HK$4,325/mo
Today · 4.125%
HK$145,446
baseline
▲ 0.50% · 4.625%
HK$154,296
+HK$8,850/mo
Deposit HK$3.33M · loan HK$30.01M · min. income ≈ HK$290,892/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,417,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,259
−HK$8,226/mo
▼ 0.25% · 3.875%
HK$156,343
−HK$4,142/mo
Today · 4.125%
HK$160,485
baseline
▲ 0.50% · 4.625%
HK$168,945
+HK$8,460/mo
Deposit HK$3.33M · loan HK$30.01M · min. income ≈ HK$320,970/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,417,165 · Scale 2, in force from 26 Feb 2026)