LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,039
−HK$4,768/mo
▼ 0.25% · 3.875%
HK$78,404
−HK$2,403/mo
Today · 4.125%
HK$80,807
baseline
▲ 0.50% · 4.625%
HK$85,724
+HK$4,917/mo
Deposit HK$16.67M · loan HK$16.67M · min. income ≈ HK$161,614/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,417,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,593
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$86,862
−HK$2,301/mo
Today · 4.125%
HK$89,163
baseline
▲ 0.50% · 4.625%
HK$93,863
+HK$4,700/mo
Deposit HK$16.67M · loan HK$16.67M · min. income ≈ HK$178,326/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,417,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,247
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$94,085
−HK$2,884/mo
Today · 4.125%
HK$96,969
baseline
▲ 0.50% · 4.625%
HK$102,869
+HK$5,900/mo
Deposit HK$13.34M · loan HK$20.01M · min. income ≈ HK$193,938/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,417,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,511
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$104,234
−HK$2,762/mo
Today · 4.125%
HK$106,996
baseline
▲ 0.50% · 4.625%
HK$112,636
+HK$5,640/mo
Deposit HK$13.34M · loan HK$20.01M · min. income ≈ HK$213,992/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,417,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,455
−HK$6,675/mo
▼ 0.25% · 3.875%
HK$109,766
−HK$3,364/mo
Today · 4.125%
HK$113,130
baseline
▲ 0.50% · 4.625%
HK$120,014
+HK$6,884/mo
Deposit HK$10.00M · loan HK$23.34M · min. income ≈ HK$226,260/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,417,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,430
−HK$6,398/mo
▼ 0.25% · 3.875%
HK$121,606
−HK$3,222/mo
Today · 4.125%
HK$124,828
baseline
▲ 0.50% · 4.625%
HK$131,408
+HK$6,580/mo
Deposit HK$10.00M · loan HK$23.34M · min. income ≈ HK$249,656/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,417,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,870
−HK$8,583/mo
▼ 0.25% · 3.875%
HK$141,128
−HK$4,325/mo
Today · 4.125%
HK$145,453
baseline
▲ 0.50% · 4.625%
HK$154,304
+HK$8,851/mo
Deposit HK$3.33M · loan HK$30.01M · min. income ≈ HK$290,906/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,417,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,267
−HK$8,226/mo
▼ 0.25% · 3.875%
HK$156,351
−HK$4,142/mo
Today · 4.125%
HK$160,493
baseline
▲ 0.50% · 4.625%
HK$168,953
+HK$8,460/mo
Deposit HK$3.33M · loan HK$30.01M · min. income ≈ HK$320,986/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,417,237 · Scale 2, in force from 26 Feb 2026)