LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,048
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$78,413
−HK$2,404/mo
Today · 4.125%
HK$80,817
baseline
▲ 0.50% · 4.625%
HK$85,734
+HK$4,917/mo
Deposit HK$16.68M · loan HK$16.68M · min. income ≈ HK$161,634/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,417,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,602
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$86,871
−HK$2,302/mo
Today · 4.125%
HK$89,173
baseline
▲ 0.50% · 4.625%
HK$93,874
+HK$4,701/mo
Deposit HK$16.68M · loan HK$16.68M · min. income ≈ HK$178,346/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,417,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,257
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$94,096
−HK$2,884/mo
Today · 4.125%
HK$96,980
baseline
▲ 0.50% · 4.625%
HK$102,881
+HK$5,901/mo
Deposit HK$13.34M · loan HK$20.01M · min. income ≈ HK$193,960/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,417,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,523
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$104,246
−HK$2,762/mo
Today · 4.125%
HK$107,008
baseline
▲ 0.50% · 4.625%
HK$112,648
+HK$5,640/mo
Deposit HK$13.34M · loan HK$20.01M · min. income ≈ HK$214,016/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,417,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,467
−HK$6,676/mo
▼ 0.25% · 3.875%
HK$109,779
−HK$3,364/mo
Today · 4.125%
HK$113,143
baseline
▲ 0.50% · 4.625%
HK$120,028
+HK$6,885/mo
Deposit HK$10.01M · loan HK$23.35M · min. income ≈ HK$226,286/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,417,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,443
−HK$6,400/mo
▼ 0.25% · 3.875%
HK$121,620
−HK$3,223/mo
Today · 4.125%
HK$124,843
baseline
▲ 0.50% · 4.625%
HK$131,423
+HK$6,580/mo
Deposit HK$10.01M · loan HK$23.35M · min. income ≈ HK$249,686/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,417,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,886
−HK$8,584/mo
▼ 0.25% · 3.875%
HK$141,144
−HK$4,326/mo
Today · 4.125%
HK$145,470
baseline
▲ 0.50% · 4.625%
HK$154,322
+HK$8,852/mo
Deposit HK$3.34M · loan HK$30.02M · min. income ≈ HK$290,940/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,417,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,284
−HK$8,228/mo
▼ 0.25% · 3.875%
HK$156,369
−HK$4,143/mo
Today · 4.125%
HK$160,512
baseline
▲ 0.50% · 4.625%
HK$168,973
+HK$8,461/mo
Deposit HK$3.34M · loan HK$30.02M · min. income ≈ HK$321,024/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,417,399 · Scale 2, in force from 26 Feb 2026)