LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,052
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$78,417
−HK$2,404/mo
Today · 4.125%
HK$80,821
baseline
▲ 0.50% · 4.625%
HK$85,738
+HK$4,917/mo
Deposit HK$16.68M · loan HK$16.68M · min. income ≈ HK$161,642/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,417,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,607
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$86,876
−HK$2,302/mo
Today · 4.125%
HK$89,178
baseline
▲ 0.50% · 4.625%
HK$93,878
+HK$4,700/mo
Deposit HK$16.68M · loan HK$16.68M · min. income ≈ HK$178,356/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,417,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,262
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$94,101
−HK$2,884/mo
Today · 4.125%
HK$96,985
baseline
▲ 0.50% · 4.625%
HK$102,886
+HK$5,901/mo
Deposit HK$13.34M · loan HK$20.01M · min. income ≈ HK$193,970/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,417,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,528
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$104,251
−HK$2,762/mo
Today · 4.125%
HK$107,013
baseline
▲ 0.50% · 4.625%
HK$112,654
+HK$5,641/mo
Deposit HK$13.34M · loan HK$20.01M · min. income ≈ HK$214,026/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,417,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,472
−HK$6,677/mo
▼ 0.25% · 3.875%
HK$109,784
−HK$3,365/mo
Today · 4.125%
HK$113,149
baseline
▲ 0.50% · 4.625%
HK$120,034
+HK$6,885/mo
Deposit HK$10.01M · loan HK$23.35M · min. income ≈ HK$226,298/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,417,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,449
−HK$6,400/mo
▼ 0.25% · 3.875%
HK$121,626
−HK$3,223/mo
Today · 4.125%
HK$124,849
baseline
▲ 0.50% · 4.625%
HK$131,430
+HK$6,581/mo
Deposit HK$10.01M · loan HK$23.35M · min. income ≈ HK$249,698/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,417,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,893
−HK$8,584/mo
▼ 0.25% · 3.875%
HK$141,151
−HK$4,326/mo
Today · 4.125%
HK$145,477
baseline
▲ 0.50% · 4.625%
HK$154,329
+HK$8,852/mo
Deposit HK$3.34M · loan HK$30.02M · min. income ≈ HK$290,954/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,417,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,292
−HK$8,228/mo
▼ 0.25% · 3.875%
HK$156,376
−HK$4,144/mo
Today · 4.125%
HK$160,520
baseline
▲ 0.50% · 4.625%
HK$168,981
+HK$8,461/mo
Deposit HK$3.34M · loan HK$30.02M · min. income ≈ HK$321,040/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,417,470 · Scale 2, in force from 26 Feb 2026)