LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,054
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$78,420
−HK$2,404/mo
Today · 4.125%
HK$80,824
baseline
▲ 0.50% · 4.625%
HK$85,742
+HK$4,918/mo
Deposit HK$16.68M · loan HK$16.68M · min. income ≈ HK$161,648/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,417,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,610
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$86,879
−HK$2,302/mo
Today · 4.125%
HK$89,181
baseline
▲ 0.50% · 4.625%
HK$93,882
+HK$4,701/mo
Deposit HK$16.68M · loan HK$16.68M · min. income ≈ HK$178,362/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,417,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,265
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$94,104
−HK$2,884/mo
Today · 4.125%
HK$96,988
baseline
▲ 0.50% · 4.625%
HK$102,890
+HK$5,902/mo
Deposit HK$13.34M · loan HK$20.01M · min. income ≈ HK$193,976/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,417,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,532
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$104,255
−HK$2,762/mo
Today · 4.125%
HK$107,017
baseline
▲ 0.50% · 4.625%
HK$112,658
+HK$5,641/mo
Deposit HK$13.34M · loan HK$20.01M · min. income ≈ HK$214,034/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,417,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,476
−HK$6,677/mo
▼ 0.25% · 3.875%
HK$109,788
−HK$3,365/mo
Today · 4.125%
HK$113,153
baseline
▲ 0.50% · 4.625%
HK$120,038
+HK$6,885/mo
Deposit HK$10.01M · loan HK$23.35M · min. income ≈ HK$226,306/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,417,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,454
−HK$6,399/mo
▼ 0.25% · 3.875%
HK$121,631
−HK$3,222/mo
Today · 4.125%
HK$124,853
baseline
▲ 0.50% · 4.625%
HK$131,435
+HK$6,582/mo
Deposit HK$10.01M · loan HK$23.35M · min. income ≈ HK$249,706/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,417,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,898
−HK$8,585/mo
▼ 0.25% · 3.875%
HK$141,156
−HK$4,327/mo
Today · 4.125%
HK$145,483
baseline
▲ 0.50% · 4.625%
HK$154,335
+HK$8,852/mo
Deposit HK$3.34M · loan HK$30.02M · min. income ≈ HK$290,966/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,417,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,298
−HK$8,228/mo
▼ 0.25% · 3.875%
HK$156,382
−HK$4,144/mo
Today · 4.125%
HK$160,526
baseline
▲ 0.50% · 4.625%
HK$168,987
+HK$8,461/mo
Deposit HK$3.34M · loan HK$30.02M · min. income ≈ HK$321,052/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,417,522 · Scale 2, in force from 26 Feb 2026)