LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,055
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$78,421
−HK$2,404/mo
Today · 4.125%
HK$80,825
baseline
▲ 0.50% · 4.625%
HK$85,743
+HK$4,918/mo
Deposit HK$16.68M · loan HK$16.68M · min. income ≈ HK$161,650/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,417,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,611
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$86,880
−HK$2,302/mo
Today · 4.125%
HK$89,182
baseline
▲ 0.50% · 4.625%
HK$93,883
+HK$4,701/mo
Deposit HK$16.68M · loan HK$16.68M · min. income ≈ HK$178,364/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$1,417,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,266
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$94,105
−HK$2,885/mo
Today · 4.125%
HK$96,990
baseline
▲ 0.50% · 4.625%
HK$102,891
+HK$5,901/mo
Deposit HK$13.34M · loan HK$20.01M · min. income ≈ HK$193,980/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,417,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,533
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$104,256
−HK$2,762/mo
Today · 4.125%
HK$107,018
baseline
▲ 0.50% · 4.625%
HK$112,659
+HK$5,641/mo
Deposit HK$13.34M · loan HK$20.01M · min. income ≈ HK$214,036/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,417,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,477
−HK$6,677/mo
▼ 0.25% · 3.875%
HK$109,789
−HK$3,365/mo
Today · 4.125%
HK$113,154
baseline
▲ 0.50% · 4.625%
HK$120,040
+HK$6,886/mo
Deposit HK$10.01M · loan HK$23.35M · min. income ≈ HK$226,308/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,417,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,455
−HK$6,400/mo
▼ 0.25% · 3.875%
HK$121,632
−HK$3,223/mo
Today · 4.125%
HK$124,855
baseline
▲ 0.50% · 4.625%
HK$131,436
+HK$6,581/mo
Deposit HK$10.01M · loan HK$23.35M · min. income ≈ HK$249,710/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,417,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,899
−HK$8,585/mo
▼ 0.25% · 3.875%
HK$141,158
−HK$4,326/mo
Today · 4.125%
HK$145,484
baseline
▲ 0.50% · 4.625%
HK$154,337
+HK$8,853/mo
Deposit HK$3.34M · loan HK$30.02M · min. income ≈ HK$290,968/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,417,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,299
−HK$8,229/mo
▼ 0.25% · 3.875%
HK$156,384
−HK$4,144/mo
Today · 4.125%
HK$160,528
baseline
▲ 0.50% · 4.625%
HK$168,989
+HK$8,461/mo
Deposit HK$3.34M · loan HK$30.02M · min. income ≈ HK$321,056/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,417,538 · Scale 2, in force from 26 Feb 2026)