LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,059
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$78,425
−HK$2,404/mo
Today · 4.125%
HK$80,829
baseline
▲ 0.50% · 4.625%
HK$85,747
+HK$4,918/mo
Deposit HK$16.68M · loan HK$16.68M · min. income ≈ HK$161,658/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$1,417,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,615
−HK$4,572/mo
▼ 0.25% · 3.875%
HK$86,885
−HK$2,302/mo
Today · 4.125%
HK$89,187
baseline
▲ 0.50% · 4.625%
HK$93,888
+HK$4,701/mo
Deposit HK$16.68M · loan HK$16.68M · min. income ≈ HK$178,374/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$1,417,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,271
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$94,110
−HK$2,885/mo
Today · 4.125%
HK$96,995
baseline
▲ 0.50% · 4.625%
HK$102,897
+HK$5,902/mo
Deposit HK$13.34M · loan HK$20.01M · min. income ≈ HK$193,990/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,417,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,538
−HK$5,486/mo
▼ 0.25% · 3.875%
HK$104,262
−HK$2,762/mo
Today · 4.125%
HK$107,024
baseline
▲ 0.50% · 4.625%
HK$112,666
+HK$5,642/mo
Deposit HK$13.34M · loan HK$20.01M · min. income ≈ HK$214,048/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,417,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,483
−HK$6,678/mo
▼ 0.25% · 3.875%
HK$109,795
−HK$3,366/mo
Today · 4.125%
HK$113,161
baseline
▲ 0.50% · 4.625%
HK$120,046
+HK$6,885/mo
Deposit HK$10.01M · loan HK$23.35M · min. income ≈ HK$226,322/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,417,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,462
−HK$6,400/mo
▼ 0.25% · 3.875%
HK$121,639
−HK$3,223/mo
Today · 4.125%
HK$124,862
baseline
▲ 0.50% · 4.625%
HK$131,443
+HK$6,581/mo
Deposit HK$10.01M · loan HK$23.35M · min. income ≈ HK$249,724/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,417,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,907
−HK$8,585/mo
▼ 0.25% · 3.875%
HK$141,166
−HK$4,326/mo
Today · 4.125%
HK$145,492
baseline
▲ 0.50% · 4.625%
HK$154,345
+HK$8,853/mo
Deposit HK$3.34M · loan HK$30.02M · min. income ≈ HK$290,984/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,417,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,308
−HK$8,228/mo
▼ 0.25% · 3.875%
HK$156,392
−HK$4,144/mo
Today · 4.125%
HK$160,536
baseline
▲ 0.50% · 4.625%
HK$168,998
+HK$8,462/mo
Deposit HK$3.34M · loan HK$30.02M · min. income ≈ HK$321,072/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,417,616 · Scale 2, in force from 26 Feb 2026)