LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,062
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$78,428
−HK$2,404/mo
Today · 4.125%
HK$80,832
baseline
▲ 0.50% · 4.625%
HK$85,750
+HK$4,918/mo
Deposit HK$16.68M · loan HK$16.68M · min. income ≈ HK$161,664/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$1,417,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,618
−HK$4,572/mo
▼ 0.25% · 3.875%
HK$86,887
−HK$2,303/mo
Today · 4.125%
HK$89,190
baseline
▲ 0.50% · 4.625%
HK$93,891
+HK$4,701/mo
Deposit HK$16.68M · loan HK$16.68M · min. income ≈ HK$178,380/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$1,417,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,274
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$94,113
−HK$2,885/mo
Today · 4.125%
HK$96,998
baseline
▲ 0.50% · 4.625%
HK$102,900
+HK$5,902/mo
Deposit HK$13.34M · loan HK$20.01M · min. income ≈ HK$193,996/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,417,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,542
−HK$5,486/mo
▼ 0.25% · 3.875%
HK$104,265
−HK$2,763/mo
Today · 4.125%
HK$107,028
baseline
▲ 0.50% · 4.625%
HK$112,669
+HK$5,641/mo
Deposit HK$13.34M · loan HK$20.01M · min. income ≈ HK$214,056/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,417,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,487
−HK$6,677/mo
▼ 0.25% · 3.875%
HK$109,799
−HK$3,365/mo
Today · 4.125%
HK$113,164
baseline
▲ 0.50% · 4.625%
HK$120,050
+HK$6,886/mo
Deposit HK$10.01M · loan HK$23.35M · min. income ≈ HK$226,328/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,417,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,465
−HK$6,401/mo
▼ 0.25% · 3.875%
HK$121,642
−HK$3,224/mo
Today · 4.125%
HK$124,866
baseline
▲ 0.50% · 4.625%
HK$131,447
+HK$6,581/mo
Deposit HK$10.01M · loan HK$23.35M · min. income ≈ HK$249,732/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$1,417,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,911
−HK$8,586/mo
▼ 0.25% · 3.875%
HK$141,170
−HK$4,327/mo
Today · 4.125%
HK$145,497
baseline
▲ 0.50% · 4.625%
HK$154,350
+HK$8,853/mo
Deposit HK$3.34M · loan HK$30.02M · min. income ≈ HK$290,994/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,417,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,312
−HK$8,229/mo
▼ 0.25% · 3.875%
HK$156,397
−HK$4,144/mo
Today · 4.125%
HK$160,541
baseline
▲ 0.50% · 4.625%
HK$169,004
+HK$8,463/mo
Deposit HK$3.34M · loan HK$30.02M · min. income ≈ HK$321,082/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$1,417,661 · Scale 2, in force from 26 Feb 2026)